USDA Vs. FHA Pro and Con comparison in Peculiar, Cass County, MO
As of 2025, the USDA loan limit within Peculiar, located in Cass county, MO, is established at $345,000. In comparison, for a single-family home, the FHA limit is $472,030.
To find the best USDA versus FHA rates today, use the Lendersa® USDA loan calculator. It helps determine the necessary income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to assist in determining which program is most suitable for your financial circumstances in .
Loan Limits and Down Payment Details for 2025 in Peculiar, Cass, MO
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Peculiar, MO
Lendersa® is committed to providing you with the best possible USDA or FHA loan quickly and without unnecessary hassle. Choose among three different starting points to find lenders and USDA programs that match your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. It differs from FHA loans, which require at least a 3.5% down payment, as USDA loans provide the advantage of zero down payment, offering significant benefits to eligible borrowers in these regions.
2140 Hoover Avenue, Suite 115, National City, CA, 91950
Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered.
2615 Camino Del Rio South, Suite 200, San Diego, CA, 92108
The Courtesy Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
4025 Camino Del Rio S, Suite 300, San Diego, CA, 92108
Metro Express Realty & Mortgage Receive assistance with new home purchases, refinances, VA loans, and FHA loans from the professionals at Metro Express Mortgage, a mortgage broking company in San Diego, California. We carefully review each client's profile to find the perfect loan program and lender.
2878 Camino Del Rio South, Suite 402, San Diego, CA, 92108
HomePlus was built in 1999 on a foundation of personal relationships with our clients. Even now, as we approach a milestone of $2B in annual loan volume, we still think of this, not as a 10-figure achievement on our part, but with gratitude that we will be helping more than 4, 000 clients a year
2650 Camino Del Rio N, Suite 350, San Diego, CA, 92108
Located in Mission Valley, we have been serving San Diego County since 1990. We originate our Reverse Mortgages through some of the top Reverse Mortgage lenders in the industry that offer quality products and pricing. Our in-house staff of experienced loan processors specializes in closing your loan fast.
"Everybody wants to do business with a friend. At Crestline Funding, we’re “Your friend in the mortgage business.” Here are just some of the reasons why Crestline Funding is the smart choice for consumers looking for the right home loan.
Customer Service
We value you. Customer service is our #1 priority."
3110 Camino Del Rio South, Suite 311, San Diego, CA, 92108
cabrillomortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. There are many home financing options and we'll help you make the Right Choice. We're here with you every step of the way. Cabrillo Mortgage And Realty Services received a Paycheck Protection Loan
2655 Camino Del Rio North, Suite 450, San Diego, CA, 92108
Cornerstone First Mortgage is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, we are dedicated to delivering high-quality customer service
3456 Camino Del Rio N. Suite 206, San Diego, CA, 92108
California Housing and Lending we are passionate about ensuring that our clientele experience the utmost exceptional service when dealing with our outstanding personnel. We take strong pride in educating our consumers from start to finish being fully present in every step of the transaction through our full package of real estate.
