USDA Vs. FHA Pro and Con comparison in Belton, Cass County, MO

In 2025, the USDA loan cap for Belton, located in the county of Cass, MO, stands at $345,000. In comparison, the FHA limit for a single-family residence is $472,030.

Employ the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates. Determine the necessary income, credit score, reserves, and documents to meet eligibility requirements. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA loans in parallel, assisting you in selecting the best program tailored for your financial situation in .

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Belton, County of Cass, MO

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Belton, MO

At Lendersa®, our objective is to secure the ideal USDA or FHA loan for you swiftly and effortlessly. Choose from three different starting plans that lead to matched lenders offering USDA loan programs.

Overview of Lendersa USDA loan requests and matches

What is a USDA Loan in MO?

A USDA home loan, backed by the United States Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is available solely for rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require no such down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Chariot Financial
  • 215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226
  • Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company
  • Unibell Financial Inc.
  • 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
  • Our mission is to guide you through the entire home loan process, so that you feel comfortable as you make choices about many options available for your home financing. Your home is one of the largest financial commitments that you will make during your lifetime. Unibell’s licensed mortgage brokers are highly experienced professionals
  • Northern State Bank
  • 321 Main St W, Ashland, WI, 54806
  • Northern State Bank has been serving the needs of our communities for over 85 years. The bank’s original charter incorporated the Marengo State Bank in 1920. In 1933 the articles of incorporation were amended, changing the name to Northern State Bank, and the main office was moved to Ashland.
  • Chippewa Valley Bank
  • 1508 Lake Shore Drive W, Ashland, WI, 54806
  • Chippewa Valley Bank's roots go back to 1917, when it was first chartered by the State of Wisconsin in the small pioneer community of Winter. There was not much growth in the bank for many of the early years, with only basic banking products and services being offered. However, the bank was a pillar of strength for the small village.
  • Partner Colorado Credit Union | Central Park Branch
  • PO Box 1346, Arvada, CO, 80001
  • Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
  • First State Bank of AL
  • PO Box 681299, Fort Payne, AL, 35968
  • Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.
  • Colorado Real Estate Brokers, Inc.
  • 6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
  • Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
  • DNL Mortgage Authority Inc
  • 1064 E 17th Ave, Broomfield, CO, 80020
  • At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.