In 2026, the USDA loan cap for Belton, located in the county of Cass, MO, stands at $345,000. In comparison, the FHA limit for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates. Determine the necessary income, credit score, reserves, and documents to meet eligibility requirements. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA loans in parallel, assisting you in selecting the best program tailored for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our objective is to secure the ideal USDA or FHA loan for you swiftly and effortlessly. Choose from three different starting plans that lead to matched lenders offering USDA loan programs.
A USDA home loan, backed by the United States Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is available solely for rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require no such down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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