USDA and FHA Pro and Con in Savannah, Andrew County, MO

In 2025, the USDA loan limit for Savannah, located in the county of Andrew, MO, is $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and see the income, credit, reserves, and documentation required for qualification. This advanced calculator presents USDA, FHA, Conforming, and VA programs side by side to aid in choosing the best program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Savannah, Andrew, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Savannah, MO

Lendersa® aims to quickly connect you with the best USDA or FHA loan with ease. Choose one of three starting points to connect with matching lenders and USDA programs.

Overview of Lendersa's USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan is guaranteed by the U.S. Department of Agriculture, referred to as a USDA rural development loan or mortgage, available solely in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans require no down payment, providing unique benefits.

Enter your location to find out if it qualifies for USDA rural housing loan?



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