USDA Vs. FHA Pro and Con comparison in Savannah, Andrew County, MO
In 2026, the USDA loan limit for Savannah, located in the county of Andrew, MO, is $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and see the income, credit, reserves, and documentation required for qualification. This advanced calculator presents USDA, FHA, Conforming, and VA programs side by side to aid in choosing the best program for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Savannah, Andrew, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Savannah, MO
Lendersa® aims to quickly connect you with the best USDA or FHA loan with ease. Choose one of three starting points to connect with matching lenders and USDA programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, referred to as a USDA rural development loan or mortgage, available solely in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans require no down payment, providing unique benefits.
3011 N Belt Highway, Suite B, Saint Joseph, MO, 64506
Lends in Missouri
District One Highway Credit Union was founded in 1954. An inquiry dated March 13, 1954 was sent to Jim Riegel of the Missouri Credit Union League. His response to this inquiry stated that it would take a minimum of 7 people to sign a charter and someone would need to put up $5 to the Secretary of State.
St. Joseph Teachers’ Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member-owner, in the form of higher dividend rates on deposits.
Postal & Community Credit Union have been providing great financial services to Northwest Missouri and Northeast Kansas residents for over 80 years. Postal and Community Credit Union recognizes the importance of a positive experience for everyone who visits our website, including those with disabilities.
Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.
Goetz Credit Union served this community from 1937 to present. "We are not for profit, not for charity, but for service." Make Goetz Credit Union your financial home today Unlike other financial institutions, Goetz Credit Union is owned and operated by its members.Goetz Credit Union is still the tradtional credit union.
First Security Bank was originally established on June 3rd, 1890 in Union Star, Missouri. After over 110 years of growth in Union Star, the decision was made to establish another facility. On April, 2001, First Security Bank opened its new facility in Trimble, MO. The Trimble area was chosen because it fit well into First Security Bank's goal.
Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you
Independent Farmers Bank is a locally owned Community Bank located in Maysville, Missouri, with branches in King City and Stewartsville, Missouri. We've been serving our surrounding communities since 1894. Our knowledgeable staff is here for you in every season with secure, local service.
