USDA VS FHA in Cameron, Clinton County, MO

As of 2025, the USDA loan cap in Cameron, within Clinton county, MO, hits $345,000, whereas for a single-family dwelling, the FHA threshold stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA top rates, while also determining the revenue, credit, reserves, and documents necessary for eligibility. By leveraging our sophisticated mortgage calculator, you can explore a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling informed decisions about which program best aligns with your financial needs in .

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Loan ceilings and down payment prerequisites for 2025 in Cameron, Clinton county, MO

Loan Type Loan Limit Down payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA loan solutions in Cameron, MO

Lendersa® commits to securing you the most advantageous USDA or FHA loans efficiently and seamlessly. You can choose from three approaches that lead to lender pairings and USDA loan initiatives.

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Understanding USDA Loans in MO

A USDA home loan, backed by the U.S. Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Parc Lending
  • 1921 Kaliste Saloom Road, Suite 203, Lafayette, LA, 70508
  • Parc Lending. She brings 22 years of mortgage advising experience to Lafayette and the Acadiana area. A native of New Orleans, Mary moved to Lafayette in 2009. She is a devoted mother to her 8-year-old daughter Mollie and enjoys crafting, cooking and making soaps. Working diligently, Mary takes pride in her work. She is always available.
  • Castille Mortgage Company
  • 102 Magnate Dr, Suite 203, Lafayette, LA, 70508
  • Castille Mortgage Company is uniquely different from other mortgage companies. First and most importantly we aim to discover the wants and needs of our clients so we can structure their loan to meet each individuals personal goals. Finding out these details helps us to better set our clients up for success with what they are wanting to achieve.
  • Great Lakes Financing
  • 24050 Commerce Park, Suite 204, Beachwood, OH, 44120
  • We understand the business growth process & the pressures you may face in managing a growing enterprise. We will help you identify your growth goals & assess the financial needs of your growing business.We take time to understand your business & how it works.You get the financial resources you need, delivered in a way that best suits your business.
  • BlueWorld Private Capital LLC
  • 2680 NORTH MORELAND BOULEVARD APT 308, Cleveland, OH, 44120
  • BlueWorld Commercial is one of the fastest growing real estate corporations in America. Our company strives to provide the best commercial and residential services when it comes to buying, lending, and selling. Commercial is one of the fastest growing real estate corporations in America.
  • Firestone Federal Credit Union
  • 31 Hanna Parkway, Akron, OH, 44319
  • Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration
  • Equal Housing Opportunity
  • 11012 Montesa Drive, Austin, TX, 78726
  • Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
  • Neches Federal Credit Union
  • 676 Magnolia Avenue, Port Neches, TX, 77651
  • Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.
  • MCT Credit Union
  • 2736 Nall St, Port Neches, TX, 77651
  • MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured