USDA Vs. FHA your options comparison in Cameron, Clinton County, MO

As of 2025, the USDA loan cap in Cameron, within Clinton county, MO, hits $345,000, whereas for a single-family dwelling, the FHA threshold stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA top rates, while also determining the revenue, credit, reserves, and documents necessary for eligibility. By leveraging our sophisticated mortgage calculator, you can explore a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling informed decisions about which program best aligns with your financial needs in .

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Loan ceilings and down payment prerequisites for 2025 in Cameron, Clinton county, MO

Loan Type Loan Limit Down payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA loan solutions in Cameron, MO

Lendersa® commits to securing you the most advantageous USDA or FHA loans efficiently and seamlessly. You can choose from three approaches that lead to lender pairings and USDA loan initiatives.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan, backed by the U.S. Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Aundrea Beach-Greco - Las Vegas Mortgage Lender
  • 8337 West Sunset Road, Suite 300, Las Vegas, NV, 89113
  • Our team constantly strives for self improvement and incorporate this knowledge and education to help our clients have a better experience. I have been lending since 1997 so I already know what the underwriter is looking for and can prepare you for that process. That means simplicity for you, and an advocate to show you how to navigate the waters
  • Lone Mortgage
  • 5275 S Durango Dr, Las Vegas, NV, 89113
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lone Mortgage
  • 5275 S. Durango Dr, Las Vegas, NV, 89113
  • "Lone Mortgage has been open since 2006 Offering the industry's deepest menu of loan programs, allowing us to close loans when other lenders have said no. We are dedicated to providing superior service combined with innovative loan programs to ensure the greatest value for our customer... creating a ""Client for Life."""
  • Zenith Lending
  • 5185 S. Durango Drive, Unit 2, Suite 101, Las Vegas, NV, 89113
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • All Western Mortgage Inc.89113
  • 8345 W Sunset Rd, Suite 380, Las Vegas, NV, 89113
  • At All Western Mortgage, we leverage our talent and resources to reinvent our industry, continuously striving to be recognized as a leader in the mortgage business. We always aspire to provide superior service combined with innovative loan programs to ensure the greatest value for our customers, creating a “Client for Life”.
  • Sandstone Home Loans
  • 5155 S Durango Dr, Suite 102, Las Vegas, NV, 89113
  • Sandstone Home Loans provides access to home loans for homeowners seeking to consolidate debt, shorten their current loan term, or just lower their current interest rate. As well we work with home buyers, whether they are a first-time home buyer or a seasoned investor. We will work with a customer from the beginning stages.
  • All Western Mortgage
  • 8345 W. Sunset Rd. #380, Las Vegas, NV, 89113
  • We are committed to serving the needs of borrowers, real estate professionals and loan officers alike, as we uphold the highest ethical standards and treat our clients and business partners with the utmost respect and honesty. We take our commitments seriously and do the right thing without compromise.
  • Enterprise Lending Group Inc
  • 24600 S Tamiami Trail #212, Bonita Springs, FL, 34134
  • "Enterprise Lending Group, Inc.’s sole responsibility is to you, the borrower. We are not affiliated with any one bank. Instead we have the ability to select from a portfolio of lenders. The result is a loan tailored to meet your company’s needs rather than meeting the requirements of a single lender."