In the year 2025, the USDA loan threshold for St.-Joseph in Buchanan county, MO stands at $285,000 while the FHA sets its limit at $356,362 for single-family residences.
Leverage the Lendersa® USDA loan calculator to evaluate the current best rates for USDA compared to FHA. Determine the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator also allows you to compare USDA, FHA, Conforming, and VA loans side by side to assess the most suitable options in for your unique financial needs.
Loan limits and down payment requirements for 2025 in St.-Joseph, Buchanan county, MO
Loan Category
Maximum Limit
Minimum Down Payment
USDA
$285,000
None
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan alternatives in St.-Joseph, MO
The aim of Lendersa® is to secure you the most favorable USDA or FHA loan options swiftly and effortlessly. You can choose from three starting options designed to help you align with matching lenders and USDA loan plans.
USDA home loans, sanctioned by the governmental Department of Agriculture, are otherwise known as USDA rural development loans or USDA mortgages. These are specifically available for homes in rural communities. Unlike FHA loans that necessitate a 3.5% down payment, USDA loans do not require any initial deposit.
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Red Oak Credit Union is owned by the members and managed and operated by a professional full-time staff and a 7-member board of directors. The board of directors are elected by the members and themselves are members. All deposits are insured to at least $250,000 by the National Credit Union Administration.
1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.
1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
1st Monarch Mortgage specializes as a full service residential mortgage broker. At 1st Monarch Mortgage, we'll approve your mortgage on only one condition: it's the right one for you. Because we believe that securing the right mortgage should be easy & convenient, we will spend the time with you to make sure your needs & concerns are addressed.
The Scott Associates Credit Union was charted on October 17, 1967 under the laws of the State of Ohio to serve the associates of the O.M. Scott and Sons Company. It was created through the efforts of members of the Scott Associate Board that strongly believed in the Scott Associate Concept.
At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding
The National Bank of Adams County has worked hard to be a strong locally owned & operated bank that truly understands the needs of Adams County. Our focus continues to be a banking institution that provides timely & excellent customer service.Our banking structure at NBAC allows us to be successful with this goal because decisions are made locally.
Mountain River Credit Union currently serves all who live or work in Chaffee, Alamosa, Lake, Rio Grande, or Western Fremont County. We help our family take care of their own at home. We offer the services and assistance you need to manage your finances to build a strong financial future for your family.
High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders.
On October 27, 1886, an organization meeting of citizens of Chaffee County Colorado was held for the purpose of organizing a Building and Loan Association.
2388 Genoa Business Park Drive, Brighton, MI, 48114
Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.
