USDA and FHA Pro and Con in Maryville, Nodaway County, MO

In 2026, the USDA loan limit for Maryville, located in Nodaway county, MO is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA vs FHA rates, assessing the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to choose the best option for your financial situation in .

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2026 loan limits and down payment requirements in Maryville, Nodaway, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Maryville, MO

Lendersa® aims to secure you the best USDA or FHA loan swiftly and without hassle. Choose one of three starting paths that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Maryville Lenders

  • Northwest Missouri Regional Credit Union
  • 26155 Stolls Country Lane, Maryville, MO, 64468
  • Lends in Missouri
  • Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you

  • First Security Bank Missouri
  • 4 And Cedar, Union Star, MO, 64494
  • Lends in Missouri
  • First Security Bank was originally established on June 3rd, 1890 in Union Star, Missouri. After over 110 years of growth in Union Star, the decision was made to establish another facility. On April, 2001, First Security Bank opened its new facility in Trimble, MO. The Trimble area was chosen because it fit well into First Security Bank's goal.

  • District One Highway Credit Union
  • 3011 N Belt Highway, Suite B, Saint Joseph, MO, 64506
  • Lends in Missouri
  • District One Highway Credit Union was founded in 1954. An inquiry dated March 13, 1954 was sent to Jim Riegel of the Missouri Credit Union League. His response to this inquiry stated that it would take a minimum of 7 people to sign a charter and someone would need to put up $5 to the Secretary of State.

  • St. Joseph Teachers' Credit Union
  • 2316 Village Drive, Saint Joseph, MO, 64506
  • Lends in Missouri
  • St. Joseph Teachers’ Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member-owner, in the form of higher dividend rates on deposits.

  • Postal & Community CU
  • 3921 Oakland Avenue, Saint Joseph, MO, 64506
  • Lends in Missouri
  • Postal & Community Credit Union have been providing great financial services to Northwest Missouri and Northeast Kansas residents for over 80 years. Postal and Community Credit Union recognizes the importance of a positive experience for everyone who visits our website, including those with disabilities.

  • Advance America
  • 3007 N Belt Hwy, Saint Joseph, MO, 64506
  • Lends in Missouri
  • Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.

  • Independent Farmers Bank
  • 201 W Main Street, Maysville, MO, 64469
  • Lends in Missouri
  • Independent Farmers Bank is a locally owned Community Bank located in Maysville, Missouri, with branches in King City and Stewartsville, Missouri. We've been serving our surrounding communities since 1894. Our knowledgeable staff is here for you in every season with secure, local service.

  • Goetz Credit Union
  • 1905 Howard Street, Saint Joseph, MO, 64501
  • Lends in Missouri
  • Goetz Credit Union served this community from 1937 to present. "We are not for profit, not for charity, but for service." Make Goetz Credit Union your financial home today Unlike other financial institutions, Goetz Credit Union is owned and operated by its members.Goetz Credit Union is still the tradtional credit union.