USDA Vs. FHA your options comparison in Bethany, Harrison County, MO

In the year 2025, the USDA loan limit for Bethany, within Harrison county in MO, is $336,500. Conversely, the FHA limit for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, and identify the income, credit, reserves, and necessary documents to qualify. Our state-of-the-art mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, guiding you to choose the ideal program in tailored to your financial situation.

Review loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Bethany, Harrison, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bethany, MO

The aim of Lendersa® is to efficiently secure you the most suitable USDA or FHA loan without unnecessary complications. Select one of the three starting points to connect with compatible lenders and USA-based loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

USDA home loans are guaranteed by the U.S. Department of Agriculture and are also known as USDA rural development loans or USDA mortgages. They are offered exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all, providing a significant advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
  • Greater Woodlawn Federal Credit Union
  • 3811 Lake Shore Road, Suite S, Blasdell, NY, 14219
  • The Greater Woodlawn Federal Credit Union is truly unique. We are a not-for-profit, member-owned, and operated financial institution whose main purpose is to satisfy the financial needs of our members. Unlike banks that are profit-driven, our not-for-profit status allows us to return excess earnings to our members in the form of lower interest rate
  • Summit Center
  • 300 North Main Street, Moorefield, WV, 26836
  • Summit Financial Group, Inc. is a $3.27 billion financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle, Southern & North Central regions of West Virginia, the Northern, Shenandoah Valley & Southwestern regions of Virginia and the Central region of Kentucky.
  • PennTech Community Federal Credit Union
  • 409 Center Street, Suite C, Johnsonburg, PA, 15845
  • PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
  • SJP Federal Credit Union
  • 341 Englewood Avenue, Buffalo, NY, 14223
  • SJP Federal Credit Union was established in 1939 and is now one of the fastest growing, industry leading credit unions in Western New York. At SJP Federal Credit Union, people truly are worth more than money and SJP Federal Credit Union Specialties in Auto Loans, Boat & RV Loans, Member Business Loans, and CDs, IRAs, & Money Market Accounts
  • Morton Lane Federal Credit Union
  • 388 Englewood Avenue, Buffalo, NY, 14223
  • Morton Lane Federal Credit Union is committed to serving its members' financial needs by providing the ultimate in banking convenience, excellent member service, convenient branch locations, competitive savings and loan programs and much more. We offer convenient 24 hour access to your accounts
  • Kenmore Teachers FCU
  • 2265 Sheridan Drive, Buffalo, NY, 14223
  • The Kenmore Teachers Federal Credit Union is celebrating our 83rd anniversary. What an honor to serve our members for so many years! During these years, we have progressed from a simple savings and loan credit union to one that provides a full spectrum of financial services the Credit Union was organized in 1935
  • Niagara Wheatfield Federal Credit Union
  • 2346 Saunders Settlement Road, Sanborn, NY, 14132
  • The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.
  • Alliance Niagara Federal Credit Union
  • 3111 Saunders Settlement Road, Sanborn, NY, 14132
  • The purpose of the Federal Credit Union shall be to provide its members quality financial services consistent with cooperative principles, applicable legislation and prudent management. The Credit Union shall serve its members by striving to: Facilitate the accumulation of member savings, Provide diverse financial services.