In the year 2025, the USDA loan limit for Bethany, within Harrison county in MO, is $336,500. Conversely, the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, and identify the income, credit, reserves, and necessary documents to qualify. Our state-of-the-art mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, guiding you to choose the ideal program in tailored to your financial situation.
Loan Limits and Downpayment Requirements for 2025 in Bethany, Harrison, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bethany, MO
The aim of Lendersa® is to efficiently secure you the most suitable USDA or FHA loan without unnecessary complications. Select one of the three starting points to connect with compatible lenders and USA-based loan programs.
USDA home loans are guaranteed by the U.S. Department of Agriculture and are also known as USDA rural development loans or USDA mortgages. They are offered exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all, providing a significant advantage.
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