FHA Vs. USDA loan program for Bay-St.-Louis, Hancock County, Mississippi

In 2025, USDA loan limit in Bay-St.-Louis, county of Hancock, MS is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bay-St.-Louis, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(847) 296-5757 Lender's profile and map Reviews KEY MORTGAGE SERVICES, INC. 475 North Martingale Road, Suite 100, Schaumburg, IL, 60173 Key Mortgage is a full-service financial products provider consistently ranking among the top lenders in Chicagoland. The company has twice been named a Top Employer by National Mortgage Professional magazine and a top lender by Chicago Agent magazine. It has also been recognized for excellence both in Illinois and nationally by Ask a Lender.
(847) 387-5513 Lender's profile and map Reviews Zachary Karp Mortgage Team 1300 E Woodfield Rd, Suite 304, Schaumburg, IL, 60173 Zachary Karp Mortgage Team understands that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home.and Zachary Karp is your local and trusted Schaumburg mortgage lender.
(847) 517-1700 Lender's profile and map Reviews HomeTrust Mortgage Corporation 1475 E Woodfield Rd, Suite 110, Schaumburg, IL, 60173 HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public. HomeTrust was founded in 1995 It is our mission to provide high quality mortgage programs at the most competitive rates. We fund Conventional, FHA, VA, and Jumbo mortgages tailored to your unique situation.
(260) 463-7500 Lender's profile and map Reviews Farmers State Bank LaGrange, IN 516 S. Detroit St, Lagrange, IN, 46761 Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.
(515) 974-6908 Lender's profile and map Reviews HALO Capital 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310 Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.
(815) 938-3121 Lender's profile and map Reviews Solutions Bank 200 Main Street, Forreston, IL, 61030 Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
(800) 323-2611 Lender's profile and map Reviews DuPage Credit Union 790 Royal St George Drive, Naperville, IL, 60053 We're more than just a bank. In 1956, a group of educators at Wheaton Community High School founded the future DuPage Credit Union. Now over 60 years later, the Credit Union continues to be inspired by our members to deliver a memorable banking experience, to help you with life's events, big and small.
(847) 697-3281 Lender's profile and map Reviews Partnership Financial Credit Union 5940 Lincoln Avenue, Morton Grove, IL, 60053 Partnership Financial Credit Union (PFCU) is a member-owned financial institution serving more than 15,000 members. We remain dedicated to maintaining close, personable relationships with our members while delivering the best possible products and services. We strive to offer the most competitive products
(847) 647-1030 Lender's profile and map Reviews Northwest Community Credit Union 8930 Waukegan Road, Suite 100, Morton Grove, IL, 60053 Northwest Community Credit Union was first organized in 1939 by the members of a church on the northwest side of Chicago. It has since grown into a reliable, trustworthy cooperative with a full breadth of financial services. Our members come from seven towns, thirty parishes and numerous employee groups to work with a partner they trust.
(224) 578-2145 Lender's profile and map Reviews Comfy Loans LLC 200 W Higgins Rd, Schaumburg, IL, 60195 Comfy Loans LLC is is privately owned and licensed as a residential mortgage broker in 2 states - Florida & Illinois. Unlike banks and giant online lenders, Comfy Loans LLC specialize exclusively in home loans. We can find the best loan for your situation. And because we have access to wholesale rates, we’ll pass those savings along to you.
(847) 805-1818 Lender's profile and map Reviews Mortgage Store Co 1311 S Princeton Ave, Arlington Heights, IL, 60005 The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.