USDA Loan Vs. FHA loan for Pass-Christian, MS 2025

In the year 2025, the USDA loan limit for Pass-Christian, located in Harrison county, MS, is set at $285,000. In contrast, the FHA loan limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable option for your financial circumstances in .

Available USDA and FHA Loan Options in Pass-Christian, MS

The mission of Lendersa® is to provide you, swiftly and effortlessly, the finest USDA or FHA loan possible. Begin your journey by selecting among the three options below, which lead to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MS

A USDA home loan is a government-backed mortgage by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.

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(513) 891-8862 Lender's profile and map Reviews First Equity Mortgage, Inc. 211 Grandview Drive, Ft Mitchell, KY, 41017 First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
(859) 426-5610 Lender's profile and map Reviews Cove Federal Credit Union 577 Dudley Road, Edgewood, KY, 41017 Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky & the hospital became St. Elizabeth Medical Center.As the South Unit grew, so did the credit union
(317) 865-4750 Lender's profile and map Reviews Absolute Lending Logistics, LLC 462 E. Jefferson St, Franklin, IN, 46131 We specialize in the managing of residential appraisals for credit unions, banks and lenders of all sorts. Our nationwide database of 36, 000 residential appraisers and customized selection process ensures that the highest qualified appraiser perform each assignment. Our software is integrated with LOS systems.
(956) 722-3971 Lender's profile and map Reviews Laredo Federal Credit Union 1119 Corpus Christi Street, Laredo, TX, 78040 Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services. On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.
(573) 221-0201 Lender's profile and map Reviews Northeast Regional Credit Union 514 Broaday, Hannibal, MO, 63401 Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
(573) 248-2569 Lender's profile and map Reviews Community First Credit Union 6460 Interstate Court, Hannibal, MO, 63401 Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties. Immediate family members of existing members are also eligible to gain membership in the credit union.
(573) 221-0050 Lender's profile and map Reviews Hannibal National Bank 100 N Main St, Hannibal, MO, 63401 HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
(573) 221-6424 Lender's profile and map Reviews F&M Bank and Trust 505 Broadway, Hannibal, MO, 63401 F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.
(606) 474-2000 Lender's profile and map Reviews The First National Bank of Grayson 200 S. Carol Malone Blvd, Grayson, KY, 41143 Since 1902, First National Bank has been building and believing in relationships with one goal in mind -- bringing you the best community banking has to offer. First National Bank remains at the forefront, bringing you innovative and real solutions in the professional, customer-focused environment you deserve.
(812) 537-0928 Lender's profile and map Reviews Community Spirit Credit Union 160 Industrial Drive, Lawrenceburg, IN, 47025 Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties. Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts. We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans
(620) 364-8472 Lender's profile and map Reviews First National Bank of Kansas 600 N 4th Street, Burlington, KS, 66839 First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902. Our mission is to meet the needs of the market we serve by providing community leadership.
(913) 498-8589 Lender's profile and map Reviews Alpha Mortgage, LLC 249 SW Noel Street, LeE'S Summit, MO, 64063 As a full service residential mortgage company serving both Kansas and Missouri we ensure our clients receive the proper financing when purchasing, refinancing, or using the equity in their home. Our experienced staff of licensed mortgage professionals are here to assist you whether you are buying your first home or purchasing your dream home.