USDA Vs. FHA your options comparison in Waveland, Hancock County, MS
In 2025, within Waveland, Hancock county, MS, the USDA loan limit is specified as $336,500, whereas the limit for FHA loans, applicable to a single-family home, is $472,030.
Lendersa® offers a USDA loan calculator that you can use to juxtapose today’s most favorable USDA and FHA rates. Additionally, it assists in determining the necessary income, credit quality, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator presents the USDA, FHA, Conforming, and VA loans simultaneously, aiding you in identifying the optimal financial package tailored to your individual needs in .
Loan Limits and Down Payment Requirements for 2025 in Waveland, Hancock, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Choices in Waveland, MS
At Lendersa®, our ambition is to swiftly and effortlessly equip you with the best USDA or FHA loan offered. Begin your journey by selecting one of three paths tailored to align you with lenders and USADA loan schemes.
A USDA mortgage, solely available in rural vicinities, is a government-backed loan from the Department of Agriculture, often referred to as a USDA rural development loan. In comparison, FHA mortgages necessitate a 3.5% down payment, whereas USDA loans require no down payment whatsoever.
We're an institution that was born and raised in the Upper Peninsula of Michigan. The #EmbersTeamMembers strive to spark financial opportunities and offer solid advice to get our membership to the next level. Our fire burns for everyone that calls the U.P. home. So, as we always say, #LiveitUP.
Marquette Community Federal Credit Union´s history begins in 1952 at the Marquette Branch Prison. Local 684 of the Michigan Corrections Officers Association were granted a charter from the National Credit Union Administration to provide savings and loan services to the employees of the Marquette Branch Prison.
Range Bank was founded on June 13, 1887 when horses were the main form of transportation and gold was still a form of currency. As an independent community bank, Range Bank is locally owned and managed.
We will be the bank of choice in the communities we serve. We are accountable for our actions.
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First Baptist Church Federal Credit Union was established while under the Pastorate of the late Rev. Theodore R. Lee, Jr, and received its Charter in 1975 from the National Credit Union Association, (NCUA). We are located on the lower level of First Baptist Church at 100-10 Astoria Blvd, East Elmhurst, New York, 11369.
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500 N. Franklin Turnpike, Suite 303A, Ramsey, NJ, 07446
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NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
