USDA Vs. FHA your options comparison in Long-Beach, Harrison County, MS
In 2025, the USDA loan limit for Long-Beach in Harrison county, MS, is $285,000. By contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today’s top USDA versus FHA rates and to determine the income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator allows for comparison between USDA, FHA, Conforming, and VA loans side by side, helping you select the best program in for your financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Long-Beach, Harrison County, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Long-Beach, MS
Lendersa® aims to quickly secure you the best possible USDA or FHA loan without complications. Choose one of three starting options that pair you with matching lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and it is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA mortgages require no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Castle & Cooke Mortgage, LLC (NMLS #1251) is one of the nation's leading independent mortgage lenders with locations across the United States and over 300 employees. Since opening our doors in 2005, our dedication and successes have grown right alongside the communities we serve.
Mortgages by Scott serves clients in NC,SC,FL and VA. We specialize in concierge level mortgage service, same day pre-approvals, and quick closings. Our motto is Listening is the key to good lending, as we know one size does not fit all. Whether you are a first time homebuyer, buying your dream home, we are here to help.
15105 John J. Delaney Drive, Suite 101, Charlotte, NC, 28277
At Pinnacle Capital Funding, we quickly analyze your appliction, financial needs and real estate deal as well as business financial needs and get you a decision as quickly as possible. Whether you are a small business owner, wholesaler or real estate investor, the goal is always growth and profit.
15720 Brixham Hill Ave, Suite 300, Charlotte, NC, 28277
Figure is transforming the trillion-dollar financial services industry using blockchain technology. In three short years, Figure has unveiled a series of fintech firsts using the Provenance Blockchain for loan origination, equity management, private fund services, Banking, and payments sectors
3530 Toringdon Way, Suite 300, Charlotte, NC, 28277
Deephaven Mortgage® LLC. All rights reserved. This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification. NMLS #958425
As an experienced loan officer Ricky Young have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations.
3440 Toringdon Way, Suite 247, Charlotte, NC, 28277
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Executive Home Lending (NMLS #1547021) is a group of people who are fueled by the idea that we can pioneer the best home loan process in the market. It sounds like a lofty goal, but we don’t believe in the status quo, so our answer is to operate at the highest level this industry has ever seen.
3420 Toringdon Way, Suite 220, Charlotte, NC, 28277
Founded in 2009 in Charlotte, NC, with the aim of making a difference in the lives of our clients, Premier Lending, Inc.helps make the dream of owning a home a reality for everyone.By partnering with us, you can trust in what we like to call The Premier Promise.Keys in hand in 21 days! With upfront underwriting, a streamlined assembly line approach
