USDA Vs. FHA your options comparison in Long-Beach, Harrison County, MS
In 2026, the USDA loan limit for Long-Beach in Harrison county, MS, is $285,000. By contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today’s top USDA versus FHA rates and to determine the income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator allows for comparison between USDA, FHA, Conforming, and VA loans side by side, helping you select the best program in for your financial scenario.
Loan Limits and Down Payment Requirements for 2026 in Long-Beach, Harrison County, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Long-Beach, MS
Lendersa® aims to quickly secure you the best possible USDA or FHA loan without complications. Choose one of three starting options that pair you with matching lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and it is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA mortgages require no down payment.
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