USDA VS FHA in Booneville, Prentiss County, MS

In 2025, the USDA loan cap in Booneville, located in Prentiss county, MS, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top rates of USDA versus FHA today, determining the necessary income, credit scores, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in picking the best program in suited to your financial situation.

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2025 Loan Limits and Down Payment Requirements in Booneville, Prentiss, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Booneville, MS

The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan with ease. Choose one of three starting points to get matched with lenders and USDA loan programs.

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What Defines a USDA Loan in MS?

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designed for rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1010 21ST Ave N, Myrtle Beach, SC, 29577
  • Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
  • CROWN HOME MORTGAGE
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  • At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
  • ABC Mortgage Company
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  • The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Toledo Metro Federal Credit Union
  • 1212 Adams Street, Toledo, OH, 43604
  • TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County! While this is an open forum, we intend to maintain a family-friendly atmosphere, so please use appropriate language at all times when posting and/or commenting on our wall.
  • ProMedica Federal Credit Union
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  • Champion Credit Union, Inc.
  • 4140 West Laskey Road, Toledo, OH, 43623
  • Champion Credit Union was chartered by the state of Ohio in 1941. Since that time Champion Credit Union has grown to include more than 5, 900 members and assets of over 75 million dollars. The credit union began in the shipping room in 1942, but due to growth, has expanded with three locations to serve members
  • Midwest Mortgage Investments
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