In 2026, the USDA loan cap in Booneville, located in Prentiss county, MS, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top rates of USDA versus FHA today, determining the necessary income, credit scores, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in picking the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan with ease. Choose one of three starting points to get matched with lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designed for rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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