USDA Vs. FHA Pro and Con comparison in Booneville, Prentiss County, MS

In 2025, the USDA loan cap in Booneville, located in Prentiss county, MS, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top rates of USDA versus FHA today, determining the necessary income, credit scores, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in picking the best program in suited to your financial situation.

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2025 Loan Limits and Down Payment Requirements in Booneville, Prentiss, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Booneville, MS

The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan with ease. Choose one of three starting points to get matched with lenders and USDA loan programs.

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What Defines a USDA Loan in MS?

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designed for rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Stockton
  • 301 East Miner Avenue, Stockton, CA, 95202
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  • Central State Credit Union
  • 919 North Center Street, South Pasadena, CA, 95202
  • Central State Credit Union has served the financial needs of people like you living in the heartlands of California. As a not-for-profit financial cooperative, you might say we were an original social network, connecting people and resources, long before the onset of the technology age and today‘s social networks.
  • De'Lane Financial Solutions
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  • Metro Financial and Realty
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  • Client 1st Mortgage
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  • Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not as a number.We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a “common sense” approach and will help you.
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  • 5713 N. Pershing Avenue, Suite D2, Stockton, CA, 95207
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