USDA Loan Vs. FHA loan for Baldwyn, MS [Lee County ]

As of 2025, the USDA loan cap in Baldwyn, within the county of Lee, MS, is set at $336,500. At the same time, the cap for FHA loans in the same category is $472,030, applicable to single-family residences.

Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of the most competitive USDA and FHA rates available today. It also helps identify the necessary income, credit score, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side. This aids in determining the most suitable program in tailored to your unique financial scenario.

Options for USDA and FHA loans in Baldwyn, MS

At Lendersa®, we strive to connect you with the top USDA or FHA loans with speed and minimal hassle. Choose from one of three initial steps to get matched with lenders offering USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MS

A USDA home loan, which is backed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. Available only in designated rural areas, unlike FHA loans requiring a 3.5% minimum down payment, USDA loans necessitate no down payment at all.

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(262) 781-1100 Lender's profile and map Reviews Accunet Mortgage LLC N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188 Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.
(262) 650-9890 Lender's profile and map Reviews First Fidelity Home Mortgage of Wisconsin, LLC 2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188 We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how commited we are to making sure you select the right loan option for your specific situation.
(254) 445-4400 Lender's profile and map Reviews First National Bank of Dublin 825 N. Patrick, Dublin, TX, 76446 The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
(262) 542-4448 Lender's profile and map Reviews First Federal Bank of Wisconsin 1617 E Racine Ave, Waukesha, WI, 53186 At First Federal Bank our competitive advantage is our people; how we serve our customers and support our communities. We believe in conducting business with honesty and integrity. We know that trust, along with providing individualized service and financial expertise, builds long-term relationships.
(844) 325-3857 Lender's profile and map Reviews ICD Mortgage 20935 Swenson Dr, Suite 420, Waukesha, WI, 53186 At ICD Mortgage we know that financing and refinancing your home requires exceptional service with a transparent process. That is why we built ICD Mortgage. As a division of Ixonia Bank, we will provide you with stability along-side a digital process that provides real-time updates through your borrower portal or our Industry Leading mobile app.
(262) 649-5443 Lender's profile and map Reviews Bank of England Mortgage 21075 Swenson Dr, Suite 250, Waukesha, WI, 53186 Bank of England Mortgage is a division of the Bank of England, a locally owned community bank located in England, Arkansas. We provide our clients with the expertise and services that are traditionally offered by the largest financial services institutions in the country - with the integrity of a local community bank.
(414) 217-0369 Lender's profile and map Reviews Bellwether Funding, LLC 251 W Broadway, Suite 206, Waukesha, WI, 53186 Bellwether Funding has over 85 lenders to refinance commercial loans, ranging from investment real estate to unique, special use, retail, office, & industrial properties. These companies either don’t qualify for bank financing, or have growth needs that exceed normal financing programs. During these difficult economic times
(844) 337-2548 Lender's profile and map Reviews Novus Home Mortgage 20935 Swenson Dr, Suite 420, Waukesha, WI, 53186 Novus Home Mortgage was created to set a new standard for mortgage lending.Built from the ground up by visionary industry leaders with the backing and financial support of Ixonia Bank, the company is positioned to become a model of modern residential lending.Novus Home Mortgage is committed to creating a simpler, more efficient and more transparent
(414) 988-6600 Lender's profile and map Reviews Empower Credit Union 10635 W Greenfield Avenue, West Allis, WI, 53214 Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.
(414) 350-8299 Lender's profile and map Reviews Mount Baker Mortgage Company LLC 1007 South 73rd Street, West Allis, WI, 53214 We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.
(620) 257-2316 Lender's profile and map Reviews Lyons Federal Bank 200 East Avenue South, Lyons, KS, 67554 Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,
(608) 266-4952 Lender's profile and map Reviews Madison Fire Department Credit Union 1437 Monroe Street, Madison, WI, 53711 The MADISON FIRE DEPARTMENT CREDIT UNION is committed to providing its members sound and dependable financial service, an environment where members can interact with mutual trust, respect and dignity by creating a sense of pride and ownership. The credit union will provide loans in a prudent, sound and discreet manner in accordance.