FHA Vs. USDA loan program for Baldwyn, Lee County, Mississippi

As of 2025, the USDA loan cap in Baldwyn, within the county of Lee, MS, is set at $336,500. At the same time, the cap for FHA loans in the same category is $472,030, applicable to single-family residences.

Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of the most competitive USDA and FHA rates available today. It also helps identify the necessary income, credit score, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side. This aids in determining the most suitable program in tailored to your unique financial scenario.

Options for USDA and FHA loans in Baldwyn, MS

At Lendersa®, we strive to connect you with the top USDA or FHA loans with speed and minimal hassle. Choose from one of three initial steps to get matched with lenders offering USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MS

A USDA home loan, which is backed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. Available only in designated rural areas, unlike FHA loans requiring a 3.5% minimum down payment, USDA loans necessitate no down payment at all.

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(510) 352-9090 Lender's profile and map Reviews Moore West Federal Credit Union 2450 Washington Avenue, Suite 180, San Leandro, CA, 94577 Moore West FCU was established in 1935 to benefit the employees of the Moore Corporation and their families. Moore West FCU has changed with the times over the last 85 years while keeping the same philosophy of "People Helping People", while at the same time providing a safe and sound financial institution.
(510) 483-1300 Lender's profile and map Reviews SMW Federal Credit Union 1750 Abram Ct, San Leandro, CA, 94577 Established in 1962, SMW 104 Federal Credit Union is a non-profit, financial cooperative owned and operated by its members (Sheet Metal Workers' Local Union 104 employees, apprentices and their families) which spans 49 counties from Ventura County, California, to the Oregon border. By understanding the nature of the trade and offering products
(510) 352-9100 Lender's profile and map Reviews Outstanding Investment Company Inc 2450 Washington Avenue, Suite 100, San Leandro, CA, 94577 If today's unrealistic credit requirements and housing regulations are making it impossible for you to get money out of your home then OIL is here for you. At OIL we understand that each individual borrower has individual circumstances. we are an Outstanding Investment Lending and we want to work with you.
(510) 516-0843 Lender's profile and map Reviews Lane Mortgage, LLC 604 Oakes Boulevard, San Leandro, CA, 94577 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(707) 246-5778 Lender's profile and map Reviews JA Lawson and Associates 2000 Glen Cove Marina Rd, Suite 7146, Vallejo, CA, 94591 JA Lawson and Associates (JALA) is a collective of bankers, auditors, and legal professionals that work together to support independent financial institutions manage complex compliance, operations, and internal control programs. We perform compliance audits and consulting services for banks, credit unions, fintech, and mortgage organizations.
(707) 642-9840 Lender's profile and map Reviews Security First Real Estate Finance 7263 Willow Creek Circle, Vallejo, CA, 94591 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(707) 720-4133 Lender's profile and map Reviews Jyotsna M. Ramaiya 2591 Marshfield Road, Vallejo, CA, 94591 "Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
(707) 873-2283 Lender's profile and map Reviews Arrivva 214 Emerson St, Palo Alto, CA, 94301 What real estate brokerage costs & service should be. We broker with love, integrity, knowledge, a plan, and a flat fee. We are a full-service real estate and mortgage brokerage for qualified, motivated buyers, sellers & mortgagee. We fixed real estate. The simplest, most ethical way to buy, sell, or mortgage real estate.
(650) 949-4600 Lender's profile and map Reviews Broker One Mortgage 95 First Street, Suite 120, Los Altos, CA, 94022 "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
(650) 800-7933 Lender's profile and map Reviews Safebay, Inc. 4546 El Camino Real, Los Altos, CA, 94022 Safebay, Inc full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs.
800 391 0596 Lender's profile and map Reviews Milestone Financial 4970 El Camino Real, Suite 230, Los Altos, CA, 94022 Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
(925) 254-4278 Lender's profile and map Reviews Stefan Financial 371 Village Square, Orinda, CA, 94563 Stefan Financial is an established commercial real estate finance firm. We have over 20 years’ experience in placing debt for our clients. And while we have developed strong relationships with various capital sources, we have not become complacent about looking for new participants. On the contrary, commercial real estate finance.