USDA Vs. FHA your options comparison in Guntown, Lee County, MS

For 2026, the USDA loan limit in Guntown, found in Lee county, MS, is $336,500. Comparatively, the FHA limit for a single-family home is set at $472,030.

Make use of the Lendersa® USDA loan calculator to compare the top USDA against FHA rates available today. You can ascertain the income, credit specifications, reserves, and documents needed for qualification. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in best fits your financial needs.

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Review 2026 Loan Limits and Downpayment Requirements in Guntown, Lee County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Guntown, MS

Lendersa® aims to connect you swiftly and smoothly to the best USDA or FHA loans available. Choose from one of three starting points to find lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MS?

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CP Financial and CP Realty Inc.
  • 12012 West Washington Boulevard, Suite C, Los Angeles, CA, 90066
  • CP Financial and CP Realty Inc. is a Direct Lender committed to making the lending process easy. Our philosophy is simple: "WHAT CAN WE DO TO MAKE IT WORK" We will work diligently in helping you find the right mortgage product for your needs. We understand that every borrower is different

  • David Diaz-Equity Smart Home Loans
  • 12655 W. Jefferson Blvd., Fl 4, Los Angeles, CA, 90066
  • David Diaz and his team has helped the Los angeles community for over 15 years. We are EquitySmart Home Loans a full service mortgage brokerage located in Los Angeles, California and the leading brokerage in So Cal for over 17 years. Broker HUD approved with over 100 lenders / banks specializing in Jumbo

  • FOX FEDERAL CREDIT UNION
  • 1990 Westwood Blvd, Suite 270, Los Angeles, CA, 90025
  • Fox Federal Credit Union has safely and soundly served its membership for over 85 years and has grown to become a full-service financial institution whose mission is to assist members in managing their financial resources by providing competitive, affordable financial products and services.

  • Montana Capital Bad Credit Loans
  • 16001 Wilshire Blvd, Suite 500, Los Angeles, CA, 90025
  • Montana Capital Bad Credit Loans is proud to have assisted many other people just like you in different occupations and many income levels. Our loans have helped give them the boost they need to get ahead in life. This is our story:

    2005. THE BEGINNING. Montana Capital was founded on September 2005

  • University Credit Union
  • 1500 S Sepulveda Blvd, Los Angeles, CA, 90025
  • University Credit Union (UCU) was founded by the University Community for the University community in 1951 on UCLA’s campus. As we’ve grown, we’ve expanded to serve other universities throughout California, the West Coast Conference, and the Big West Conference.

    We keep our members’ best interests at the forefront of everything we do.

  • Ideal Financial, Inc.
  • 12121 Wilshire Boulevard, Suite 101, Los Angeles, CA, 90025
  • Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty.

  • Sunset Lending & Realty
  • 11601 Wilshire Boulevard, Suite 500, Los Angeles, CA, 90025
  • The Sunset Lending & Realty team focuses on providing the service value of a boutique firm with the speed and efficiency of the biggest banks. Our value comes from masterclass experts in mortgage loans and residential real estate that work together to provide the greatest value to California homeowners.

  • First Financial Bancorp
  • 12424 Wilshire Boulevard, Suite 630, Los Angeles, CA, 90025
  • First Financial Bancorp (FFB) is a full-service mortgage company providing clients with services on residential, investment, commercial and construction. First Financial Bancorp is a California corporation formed to bring unlimited financing capabilities of the capital markets to the real estate community.

  • Priority One Mortgage
  • 12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025
  • Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.

  • JDM Funding Corporation
  • 11111 Santa Monica Boulevard, Suite 1840, Los Angeles, CA, 90025
  • JDM Funding Corp provides competitive financing options for real estate investors, developers, & owner-occupants. Given our extensive experience, we offer direct expertise for each situation & transaction, whether you are buying a home, or you have a commercial project needs, such as financing existing properties, construction, development.

  • MCP Mortgage Capital Partners
  • 12400 Wilshire Blvd, Suite 900, Los Angeles, CA, 90025
  • Mortgage Capital Partners are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country.Our team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared.