USDA Loan Vs. FHA loan for Guntown, MS [Lee County Rates 2023]

In 2025, USDA loan limit in Guntown, county of Lee, MS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Guntown, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(864) 542-3521 385 miles Lender's profile and map Reviews Pathway Mortgage 2117 Boiling Springs Rd, Boiling Springs, SC, 29316 "Pathway Mortgage has set itself apart in the South Carolina mortgage lending community through a focus on three core values: honesty, transparency, and customer service. Pathway Mortgage was founded in 1998 in Spartanburg, South Carolina. Over the past twenty years, founder Kevin Love and co-owner Jeff Henry have steadily grown"
(706) 855-1599 385 miles Lender's profile and map Reviews First Choice Mortgage, Inc. 217 Davis Rd,, Augusta, GA, 30907 First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.
(706) 860-4200 385 miles Lender's profile and map Reviews AUGUSTA MORTGAGE CO. 243 Davis Road, Augusta, GA, 30907 Established in 1976, Augusta Mortgage Company is Augusta’s oldest independent mortgage company. Utilizing the latest in technology, Augusta Mortgage Company can provide our customer’s loan approval within minutes of application and tailor the most appropriate and competitive services. We were Augusta’s first direct endorsement FHA lender
(620) 856-2323 385 miles Lender's profile and map Reviews The Baxter State Bank 1401 Military Avenue, Baxter Springs, KS, 66713 The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County. In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
(620) 856-2301 385 miles Lender's profile and map Reviews American Bank of Baxter Springs Baxter Springs 1201 Military Avenue, Baxter Springs, KS, 66713 The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
(706) 922-1684 385 miles Lender's profile and map Reviews MORTGAGE FIRST AUGUSTA 1030 Jimmie DYess Parkway, Suite 7, Augusta, GA, 30909 Mortgage First Augusta is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(859) 795-1846 386 miles Lender's profile and map Reviews Entrust Mortgage, LLC 73 Cavalier Blvd, Suite 316, Florence, KY, 41042 Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(660) 827-9518 386 miles Lender's profile and map Reviews Bothwell Hospital Employees Credit Union 600 E 13th Street, Sedalia, MO, 65301 Bothwell Hospital Employees Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities they live in. We will treat all members with respect and dignity and will offer honest, fair deals to all members at all times.
(800) 763-0234 387 miles Lender's profile and map Reviews ClearPoint Federal Bank & Trust 100 Progress Drive, Batesville, IN, 47006 ClearPoint Federal Bank & Trust is a federally chartered savings bank devoted to providing cemeteries and funeral homes with unparalleled trust products and services. ClearPoint has been serving customers since 1998. ClearPoint is recognized as an industry leader in fiduciary services, investment management, recordkeeping, reporting
(317) 883-2604 387 miles Lender's profile and map Reviews Chapman Mortgage 8001 S Meridian St, Indianapolis, IN, 46217 "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase Refinance Fixed & ARMs Conventional Loans FHA Loans VA Loans"
(217) 997-5585 387 miles Lender's profile and map Reviews The First National Bank of Arenzville 110 S Charles, Arenzville, IL, 62611 The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.