For 2025, the USDA loan limit in Guntown, found in Lee county, MS, is $336,500. Comparatively, the FHA limit for a single-family home is set at $472,030.
Make use of the Lendersa® USDA loan calculator to compare the top USDA against FHA rates available today. You can ascertain the income, credit specifications, reserves, and documents needed for qualification. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in best fits your financial needs.
Review 2025 Loan Limits and Downpayment Requirements in Guntown, Lee County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Guntown, MS
Lendersa® aims to connect you swiftly and smoothly to the best USDA or FHA loans available. Choose from one of three starting points to find lenders and explore USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.
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