USDA Vs. FHA Pro and Con comparison in Guntown, Lee County, MS

For 2025, the USDA loan limit in Guntown, found in Lee county, MS, is $336,500. Comparatively, the FHA limit for a single-family home is set at $472,030.

Make use of the Lendersa® USDA loan calculator to compare the top USDA against FHA rates available today. You can ascertain the income, credit specifications, reserves, and documents needed for qualification. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in best fits your financial needs.

Review loan offers from 100 lenders

Review 2025 Loan Limits and Downpayment Requirements in Guntown, Lee County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Guntown, MS

Lendersa® aims to connect you swiftly and smoothly to the best USDA or FHA loans available. Choose from one of three starting points to find lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MS?

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Beach City Brokers
  • 200 South Pacific Coast Hwy, Redondo Beach, CA, 90277
  • Beach City Brokers was established in 1998, with offices located in Redondo Beach and El Segundo, serving local homeowners throughout the South Bay area. We're a family owned business that prides itself on integrity and hard work. We hire and work with a team of agents who are licensed.
  • SSK Mortgage
  • 234 South Guadalupe Avenue, Unit B, Redondo Beach, CA, 90277
  • Our team is committed to providing our clients with the highest quality financial services. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you’re purchasing your dream home,
  • cbloans.com
  • 116 South Catalina Avenue, Suite 111, Redondo Beach, CA, 90277
  • CB Loans is a reputable Mortgage Broker in California. If you are looking for a professional mortgage broker who knows the ins-and-outs of the loan industry and who will look out for your best interest, look no further. With over 35+ years in the loan industry, CB Loans has been able to help existing homeowners, new home buyers and business people.
  • South Bay Equity Lending
  • 1611 South Pacific Coast Highway, Suite 102, Redondo Beach, CA, 90277
  • South Bay Equity Lending (SBEL) was established in 1998. In 2001, Matthew Hadnett, a former Wells Fargo executive, joined the organization. Matthew has managed SBEL since 2001 and is also the principal. The headquarters are located in the Riviera Village, Redondo Beach. SBEL is both a mortgage broker and a mortgage banker.
  • California Home Financial
  • 200 South Pacific Coast Highway, Redondo Beach, CA, 90277
  • California Home Financial is a real estate company based out of 200 S Pacific Coast Hwy With a history of integrity & quality California Home Financial is the place where you can find the best possible mortgage solutions to meet your needs. Helping you find the best mortgage options for your situation. We want to make acquiring a mortgage simple.
  • Riviera Funding
  • 1801 South Catalina Avenue, Suite 201, Redondo Beach, CA, 90277
  • Our goal at Riviera Funding is to be the “lender for life” for every one of our clients. Additionally, we expect to continue our growth as a company through the referrals of every one of our past (and current) clients. We have been successful with this philosophy in the past & expect to continue to be successful with this philosophy in the future.
  • Professional Lending Network
  • 1711 Via El Prado, Suite 103-B, Redondo Beach, CA, 90277
  • Professional Lending Network is a full-service brokerage for wholesale mortgages. It specializes in single family residences as well as units.With over 15 years of experience as a mortgage broker, real estate broker, and estate planning lawyer, Gregory is uniquely positioned to help his clients with a wide variety of matters.
  • Vista Loans
  • 1402 Esplanade, Suite 1, Redondo Beach, CA, 90277
  • You will work with a team that has 57 years of combined mortgage industry experience. Vista Loans uses the latest comparative analysis software which allows us to research and compare hundreds of loan programs & rates to find the best options to meet your needs. Your satisfaction is our Top Priority! Most Important to Us is Customers Satisfaction.
  • Mbanc
  • 1141 Highland Avenue, Suite C, Manhattan Beach, CA, 90266
  • We are Innovators. Leveraging Technology for Success. Through innovative technology solutions, we strive to make the lending process more efficient, dynamic, and successful. With a combined experience of over 100 years, we bring to you confidence you can Bank on. Wisdom built on experience and innovation born through never ending
  • Kinecta Corporation
  • 1440 Rosecrans Ave, Manhattan Beach, CA, 90266
  • Kinecta is banking done different. While the journey to success isn’t always a straight line, having the right financial partner by your side can make all the difference. We’re excited to be the partner who helps you achieve your goals and dreams, and we’re committed to sticking by you, every step of the way.
  • CR Funding Inc.
  • 30 Cayman Court, Manhattan Beach, CA, 90266
  • Our goal is to be the lender of choice for existing homeowners and for those who are just beginning their homeownership journey. Operating on sound principles, ethics, transparency, and an unwavering commitment to customer service we will earn your business today and in years to come.