USDA VS FHA in Saltillo, Lee County, MS

In 2025, USDA loan limit in Saltillo, county of Lee, MS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Saltillo, county of Lee, MS

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Saltillo, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier Loan Center Inc
  • 5425 Peachtree Parkway, Peachtree Corners, GA, 30092
  • Premier Loan Center is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage quick, simple and straight forward.
  • Financial Choices Corporation
  • 4090 Amberfield Circle, Norcross, GA, 30092
  • Financial Choices Corporation We now offer (1) FHA/VA loans; (2) Cashout refi without title seasoning period; (3) Conventional loans with 95% LTV and no MI; (4) Full lender pre-approval for purchase with address TBD; (5) 10 mortgage loans per borrower; (6) HomePath loans with NO appraisal and down payment of 3% for owner occupied
  • Right Choice Home Loans LLC
  • 5425 Peachtree Parkway, Peachtree Corners, GA, 30092
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. The team of mortgage professionals has over 10 years of experience in the industry, and we are dedicated to providing our customer with quality service.
  • TAP MONEY
  • 3800 Holcomb Bridge Road Suite A,, Peachtree Corners, GA, 30092
  • Tap Money is a family-owned business invested in our local community to help homebuyers and homeowners through the homebuying or renovating process. Over the years, we’ve trademarked ourselves in Norcross and more broadly around Atlanta as the residential real estate professionals who provide personalized service to families in the area.
  • Blue Flame Credit Union
  • 220 Furr Street, Mobile, AL, 36607
  • Blue Flame Credit Union was established in 1954. We now service Spire Energy, Felder Services, and their immediate family members. We are not for profit, not for charity, but for service. At the Blue Flame Credit Union we strive for 100% satisfaction to our members. Our policy is once a member always a member.
  • The Infirmary Federal Credit Union
  • 130 Mobile Infirmary Blvd, Mobile, AL, 36607
  • The Infirmary Federal Credit Union (TIFCU) was chartered in September 1974, to serve the employees of Mobile Infirmary. As The Infirmary has grown, so has the Credit Union’s field of membership. Please see below for membership eligibility. The Infirmary Federal Credit Union is a not-for-profit, member owned, federally insured financial institution
  • Heritage Bank USA
  • 101 N. Main St, Jonesboro, GA, 30236
  • Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.
  • MRV Banks
  • Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
  • MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.
  • OneMain Financial
  • 601 N.W. Second Street, Evansville, IN, 47708
  • OneMain provides personal loans with one on one, local service at branches nationwide. Our personalized loan solutions offer customers a simple and straightforward loan application, fixed rates, fixed payments, clear terms and multiple payment options. Behind every great company is a great team. What we offer is simple