USDA and FHA Pro and Con in Saltillo, Lee County, MS
In 2025, the USDA loan limit for Saltillo, located within Lee county, MS, is $336,500. Meanwhile, the FHA limit for a single-family house stands at $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate today’s USDA versus FHA top rates and identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Saltillo, Lee, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Saltillo, MS
At Lendersa®, our objective is to secure you the best USDA or FHA loan quickly and effortlessly. Select from three starting points that help you find matching lenders and USDA loan options.
The USDA home loan, backed by the government through the Department of Agriculture, known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
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