USDA and FHA Pro and Con in Carthage, Leake County, MS

In 2026, the USDA loan limit for Carthage in Leake county, MS, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Take advantage of Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates of today. This tool helps you identify necessary income, credit requirements, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to determine the most suitable program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Carthage, Leake, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Carthage, MS

The objective of Lendersa® is to facilitate the rapid acquisition of the best USDA or FHA loan, free from hassle. Choose from three initial options that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MS

A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, predominantly available in rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.

  • Andreadis
  • 46-02 Broadway, Astoria, NY, 11103
  • ince 1973, the Andreadis family has been providing private mortgage services to real estate owners and investors in the New York City area. George Andreadis, his son Nikos, and their staff invite you to click on the "Loan Guidelines" tab at left for more information. We look forward to speaking with you.

  • Cross County Savings Bank
  • 79-21 Metropolitan Avenue, Middle Village, NY, 11379
  • Cross County Savings Bank is a local, FDIC-insured mutual savings bank that was originally founded in 1888 as Bushwick Savings & Loan Association of New York. Since such time, we have gone through various name changes, but our mission has remained the same… to make a difference in the lives of our local customers.

  • Cross River Bank
  • 400 Kelby St, 14th Floor, Fort Lee, NJ, 07024
  • Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s mos

  • New Millennium Bank
  • 222 Bridge Plaza South, Suite 400, Fort Lee, NJ, 07024
  • New Millennium Bank achieved the New Jersey State Banking Charter on July 12, 1999, and opened its doors for business one week later. Currently located in Fort Lee, New Brunswick and Palisades Park, New Jersey, as well as Bayside and Manhattan, New York, and Atlanta, Georgia, New Millennium Bank is your community bank.

  • KEB Hana Bank USA, National Association
  • 201 Main St, Fort Lee, NJ, 07024
  • KEB Hana Bank USA, N.A. is a community bank that provides a range of financial services to customers in New York and New Jersey. As a full-service commercial bank, the Bank provides a wide range of deposit and lending products. The Bank’s lending activities consist primarily of commercial real estate secured loans, owner-occupied real estate loans.

  • ELITE MORTGAGE LLC
  • 1610 Center Avenue, Fort Lee, NJ, 07024
  • "At Elite Mortgage, we believe that a home is a space that offers safety and comfort.
    It is the mission of Elite Mortgage to provide education and guidance in the mortgage process for past, current, and future homeowners. We will be the source of up-to-date mortgage industry information and maintain high trust relationships"

  • The First National Bank of Coleraine
  • 600 Powell Ave, Coleraine, MN, 55722
  • The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.