USDA Vs. FHA your options comparison in Kosciusko, Attala County, MS

In 2025, the USDA loan cap in Kosciusko, within Attala county, MS, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, and to determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the best program in that suits your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Kosciusko, Attala, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Kosciusko, MS

The mission of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal hassle. Choose from three starting points that connect you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and results

Explaining USDA Loans in MS

A USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, USDA loans require no down payment, unlike FHA loans which require at least 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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