For 2025, the USDA loan limit in Jackson, located in Hinds, MS, is set at $336,500. In contrast, the FHA limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in
Evaluate offers from 100 diverse lenders
| Type of Loan | Maximum Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to swiftly obtaining the best possible USDA or FHA loan without hassle. Choose one of three pathways that connect you to the correct lenders and USDA loan options.
The USDA home loan, supported by the Department of Agriculture and often called a USDA rural development loan or mortgage, is specific to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
