USDA and FHA Pro and Con in Raymond, Hinds County, MS
In 2025, USDA loan limit in Raymond, county of Hinds, MS is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Raymond, county of Hinds, MS
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Raymond, MS
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Oak Farms Employees Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Oak Farms Employees Credit Union will continue a sound yet progressive asset management strategy
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Private Leverage exists to serve a community of borrowers that exhibit character, yet are underserved by traditional capital markets. We embrace economic empowerment as a solution to many of our client's needs, and look to provide leverage in the form of private lending to assist in their journey.
Since 1929, Plus4 Credit Union has proudly served the financial needs of postal workers. But today, our passion for empowering families with affordable financial solutions extends to a wide variety of members. That's why we changed our name to Plus4 Credit Union.
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Redeemer Federal Credit Union (RFCU) was officially chartered on August 26, 2015 and commenced business on January 15, 2016. RFCU's major sponsor is The Redeemed Christian Church of God – North America (RCCGNA). It was the vision of Pastor (Dr.) James Fadel, The Special Assistant to the General Overseer & Chairman of RCCGNA that led to the establis
