In 2026, the USDA loan limit for Florence, in the county of Rankin, MS, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's USDA versus FHA rates. This tool will help you determine the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding in your decision for the best program tailored to your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to connect you promptly with the best USDA or FHA loans, without any hassle. Choose one of three entry points that assist in matching you with lenders and appropriate USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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