USDA Vs. FHA your options comparison in Crystal-Springs, Copiah County, MS

The USDA loan limit for Crystal-Springs, located in the county of Copiah, MS, in 2025 is $285,000. Meanwhile, for a single-family home, the FHA limit stands at $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today’s competitive USDA versus FHA rates and to determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to aid you in deciding the most suitable program for your financial situation in .

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Crystal-Springs, Copiah, MS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Crystal-Springs, MS

The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan options available, without hassle. Choose one of three initial paths to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in MS

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ice Castle Group, Inc.
  • 237A No Central Avenue, Suite 203-A, Glendale, CA, 91203
  • When it comes to buying or selling your most important investment “your home” it’s critical to secure the services of a caring expert backed by a company with exceptional resources, experience & strength. Albania & Associates Realty agents are equipped with the latest market information to help you make sense of the challenging real estate market.
  • Golden Coast Finance
  • 330 N Brand Blvd, Suite 701, Glendale, CA, 91203
  • At Golden Coast Finance, we focus on the needs of our clients so that the big decisions are easier. Our position is to help you understand every part of the complicated world of mortgages, while providing you with a positive experience. We employ responsible lending practices while remaining on the leading edge of the industry
  • Gharibian Real Estate & Finance
  • 700 N Brand Boulevard, Glendale, CA, 91203
  • Gharibian Real Estate & Finance, has been in the finance industry for almost 30 years.we have helped thousands of clients in our community for their financing and real estate needs. In our financing department, we offer all types of residential and commercial real estate related loans, including but not limited to conventional, FHA, hard money, SBA
  • Fidelity Funding
  • 450 N Brand Blvd, FL 6, Glendale, CA, 91203
  • Fidelity Funding specializes in providing loans to almost every type of property, both residential and commercial. We arrange both lst, 2nd, and 3rd trust deeds, including home equity lines of credit. We provide Hard Money Loans, Alternative Financing Loans, Commercial Loans, Residential Purchase
  • Silver Spoon Properties & Lending
  • 450 N. Brand Blvd., Suite 600, Glendale, CA, 91203
  • Carlo Honanian is the Broker and President of Silver Spoon Investments. Carlo started off his career as a Vice President with Chase Bank in the early 1990s with extensive experience in residential and commercial loans, banking, compliance, human resources, sales, clients services,and branch management.
  • Episcopal Federal Credit Union
  • 840 Echo Park Ave, Los Angeles, CA, 90026
  • The Episcopal Community Federal Credit Union is an Economic Justice Ministry within the Diocese of Los Angeles The Episcopal Community Federal Credit Union is a very diverse credit union with 40 percent of its membership being Hispanic, 30 percent African American, 20 percent Caucasian.
  • Real Estate Plus +
  • 701 N. Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • We believe in becoming a responsible corporate business partner while providing sellers, buyers, and corporate clients our services with efficiency, technology, and communication. Assuring all clientele that our knowledge and integrity can be trusted to receive the expected results for success.
  • Carbarr Funding
  • 701 North Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • Carbarr Funding is a California based brokerage approved in accordance to the Frank & Dodd act under the auspices of the California Department of Real Estate and dully registered with the Nationwide Licensing Registry System. The company specializes in mortgage lending catering diverse financing options for today's complex real estate market.
  • Molina Financial Services Inc.
  • 1382 W. Sunset Boulevard, Los Angeles, CA, 90026
  • Molina Financial Services specializes in helping our clients reach their Real Estate Financing objectives. We have helped countless families purchase their first home by matching their personal financial goals with the best loan programs. We have also helped countless investors finance their real estate investment projects
  • Star Business Lending
  • 1001 Wilshire Boulevard #1326, Los Angeles, CA, 90017
  • We have tailor-made private, commercial, conventional, and hard money at your fingertips. Makes loans in all 50 States for short-term and long-term real estate investment properties. Their asset-based loans can close very quickly, within 3 days from an appraisal report and clear-to-close from the title company.
  • CTBC Bank Corp. (USA)
  • 801 South Figueroa Street, Suite 2300, Los Angeles, CA, 90017
  • CTBC Bank is a trusted and established institution providing our commercial and retail customers with a real financial bridge to the next stage of their lives and businesses. Our customers benefit from access to the best of both worlds – large bank resources coupled with individual attention and customized services of a small bank.