USDA VS FHA in Greenwood, Leflore County, MS

In 2026, the USDA loan limit for Greenwood in Leflore county of MS is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side-by-side, helping you choose the optimal program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Greenwood, Leflore County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenwood, MS

The goal of Lendersa® is to secure you the best possible USDA or FHA loan swiftly and without hassle. Choose one of three starting points that match you with lenders and USDA loan programs.

Lendersa USDA loan application results

Understanding USDA Loans in MS

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Greenwood Lenders

  • Bank of Winona
  • LogoMay22-Ext-4621, Winona, MS, 38967
  • Lends in Mississippi
  • We were founded in 1885 and are the oldest financial institution serving Montgomery and Carroll County. The bank has been locally owned and operated since its founding. Bank of Winona provides a wide array of services to both businesses and individuals. Full Service Bank. Auto, Mortgage, Personal & Business Loans and Services.

  • Planters Bank & Trust Company
  • 212 Catchings Street, Indianola, MS, 38751
  • Lends in Mississippi
  • Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.

  • Guaranty Bank & Trust Company
  • 206 N Hayden St, Belzoni, MS, 39038
  • Lends in Mississippi
  • Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve.
    Guaranty Bank's mission is to set the standard in our communities.

  • Bank of Kilmichael
  • 120 North Depot Ave., Kilmichael, MS, 39747
  • Lends in Mississippi
  • Since 1904 Bank of Kilmichael has been committed to community banking and to our local towns and cities. If there’s one thing we've learned over these past 100-plus years of serving our customers, it’s that friendly goes a long way. A long way toward keeping our customers loyal year after year, generation after generation.

  • Cleveland State Bank
  • PO Box 1000, Cleveland, MS, 38732
  • Lends in Mississippi
  • CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.

  • Statewide Federal Credit Union
  • 809 W Sunflower Rd, Cleveland, MS, 38732
  • Lends in Mississippi
  • At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.

  • First Security Bank MS
  • 295 Highway 6 West, Batesville, MS, 38606
  • Lends in Mississippi
  • We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.

  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Lends in Mississippi
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression

  • Bank of Yazoo City
  • 104 North Main Street, Yazoo City, MS, 39194
  • Lends in Mississippi
  • Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.