USDA Vs. FHA your options comparison in Indianola, Sunflower County, MS
For the year 2025, the USDA loan limit in Indianola, located within Sunflower county, MS, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Try the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates. This can help you determine the income, credit, reserves, and documents required for qualification. By utilizing our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in making the best decision for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Indianola, Sunflower, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Indianola, MS
Lendersa® strives to secure you the best USDA or FHA loan swiftly and without hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.
Salem VA Credit Union is a member-owned cooperative that operates on a not-for-profit basis. As a federal credit union, we are chartered, supervised and insured by the federal government through the National Credit Union Administration (NCUA). The NCUA insures member share accounts up to $250, 000 per member.
KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.
The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.
WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.
In 1917 Farmers Savings Bank was established to build on our heritage and meet the needs of our community, its businesses, and citizens. We pride ourselves on commitment to our communities through reinvestment. Our interdependent relationship with our communities is essential. Maintaining profit enables us to remain competitive and strong.
APR Mortgage LLC assists our clients with all matters relating to real estate and mortgage. Our goal as a company is to provide our clients with the confidence and experience to enable them to purchase the home of their dreams. We specialize in handling difficult loans that banks will not handle.
7357 International Place, Suite 102, Sarasota, FL, 34240
"Co-founded by Kirk Chivas and Ken Turkington in 2007, First Commerce Financial was created to provide the residents of Michigan with simple and objective financial solutions, thus resulting in a positive mortgage experience.
Using over 60 year’s experience, we pledge to earn your trust through unparalleled service, integrity and communication
6151 Lake Osprey Drive 3rd Floor, Sarasota, FL, 34240
Braun Mortgage Group, believe in challenging what has become the lending process standard. We believe that obtaining a mortgage loan should be a smooth, transparent & pleasant part of the home buying process. We believe in educating our clients and informing everyone involved throughout the process
The APR Commercial Funding team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
7345 International Place, #108, Sarasota, FL, 34240
Creative Lending LLC is locally owned and operated and has been in the same location for 15 years. We strive to be honest and upfront with customers while providing the best possible service. Lending LLC is locally owned and operated and has been in the same location for 15 years.