USDA Loan Vs. FHA loan for Indianola, MS 2026

For the year 2026, the USDA loan limit in Indianola, located within Sunflower county, MS, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Try the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates. This can help you determine the income, credit, reserves, and documents required for qualification. By utilizing our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in making the best decision for your financial situation in .

USDA and FHA Loan Choices in Indianola, MS

Lendersa® strives to secure you the best USDA or FHA loan swiftly and without hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan application and results

Understanding USDA Loans in MS

The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.

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Indianola Lenders
(662) 884-1199 Lender's profile and map Planters Bank & Trust Company 212 Catchings Street, Indianola, MS, 38751 Lends in Mississippi Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.
(662) 298-0131 Lender's profile and map Guaranty Bank & Trust Company 206 N Hayden St, Belzoni, MS, 39038 Lends in Mississippi Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve. Guaranty Bank's mission is to set the standard in our communities.
(662) 843-9461 Lender's profile and map Cleveland State Bank PO Box 1000, Cleveland, MS, 38732 Lends in Mississippi CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.
(601) 420-5535 Lender's profile and map Statewide Federal Credit Union 809 W Sunflower Rd, Cleveland, MS, 38732 Lends in Mississippi At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
(662) 873-4346 Lender's profile and map Bank of Anguilla Anguilla 130 Holland Street, Anguilla, MS, 38721 Lends in Mississippi Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression
(662) 746-5421 Lender's profile and map Bank of Yazoo City 104 North Main Street, Yazoo City, MS, 39194 Lends in Mississippi Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
(662) 627-3261 Lender's profile and map First National Bank of Clarksdale 402 East Second Street, Clarksdale, MS, 38614 Lends in Mississippi First National Bank of Clarksdale would not be what it is today without you. The roots of our success lie in the fact that we are home-owned and operated, and we do better when you do better. In 1964, when our founding fathers began organizing this new business, they did it with you in mind. From the beginning, they wanted it to be a place.
(662) 283-3231 Lender's profile and map Bank of Winona LogoMay22-Ext-4621, Winona, MS, 38967 Lends in Mississippi We were founded in 1885 and are the oldest financial institution serving Montgomery and Carroll County. The bank has been locally owned and operated since its founding. Bank of Winona provides a wide array of services to both businesses and individuals. Full Service Bank. Auto, Mortgage, Personal & Business Loans and Services.