For the year 2025, the USDA loan limit in Indianola, located within Sunflower county, MS, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Try the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates. This can help you determine the income, credit, reserves, and documents required for qualification. By utilizing our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in making the best decision for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Indianola, Sunflower, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Indianola, MS
Lendersa® strives to secure you the best USDA or FHA loan swiftly and without hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.
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