USDA Vs. FHA Pro and Con comparison in Indianola, Sunflower County, MS

For the year 2025, the USDA loan limit in Indianola, located within Sunflower county, MS, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Try the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates. This can help you determine the income, credit, reserves, and documents required for qualification. By utilizing our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in making the best decision for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Indianola, Sunflower, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Indianola, MS

Lendersa® strives to secure you the best USDA or FHA loan swiftly and without hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan application and results

Understanding USDA Loans in MS

The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Senior American Funding, Inc.
  • 2650 Camino Del Rio N, Suite 350, San Diego, CA, 92108
  • Located in Mission Valley, we have been serving San Diego County since 1990. We originate our Reverse Mortgages through some of the top Reverse Mortgage lenders in the industry that offer quality products and pricing. Our in-house staff of experienced loan processors specializes in closing your loan fast.
  • Crestline Funding Corporation
  • 2810 Camino del Rio South, San Diego, CA, 92108
  • "Everybody wants to do business with a friend. At Crestline Funding, we’re “Your friend in the mortgage business.” Here are just some of the reasons why Crestline Funding is the smart choice for consumers looking for the right home loan. Customer Service We value you. Customer service is our #1 priority."
  • Cabrillo Mortgage
  • 3110 Camino Del Rio South, Suite 311, San Diego, CA, 92108
  • cabrillomortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. There are many home financing options and we'll help you make the Right Choice. We're here with you every step of the way. Cabrillo Mortgage And Realty Services received a Paycheck Protection Loan
  • Cornerstone First Mortgage
  • 2655 Camino Del Rio North, Suite 450, San Diego, CA, 92108
  • Cornerstone First Mortgage is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, we are dedicated to delivering high-quality customer service
  • California Housing and Lending, Inc
  • 3456 Camino Del Rio N. Suite 206, San Diego, CA, 92108
  • California Housing and Lending we are passionate about ensuring that our clientele experience the utmost exceptional service when dealing with our outstanding personnel. We take strong pride in educating our consumers from start to finish being fully present in every step of the transaction through our full package of real estate.
  • Veterans United Home Loans of San Diego
  • 6863 Friars Road, Suite 100, San Diego, CA, 92108
  • The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.
  • WindVest Corporation
  • 3131 Camino Del Rio North Suite # 310, San Diego, CA, 92108
  • Windvest was founded in 1994 as a privately held real estate investment firm focused on opportunistic commercial and residential real estate investment projects. In addition to our own investment activities we operate as a direct lender.Dr. Carlos Jimenez is the Chairman and Founder of Windvest Corporation.
  • GM MORTGAGE & REALTY
  • PO Box 8249, Rancho Santa Fe, CA, 92067
  • GM Mortgage and Realty was founded in 1976 and was officially incorporated in 1986. Its founder, Jerry Manson, had a saying that still sticks to this day, “Promise only what you can deliver, and deliver what you promise.” Spanning three family generations, Jerry’s son John took over as president in 1995.
  • Victory Home Mortgage Inc.
  • 123 Main, Victorville, CA, 92392
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Lending Consulting
  • 4542 Ruffner Street, Suite 240, San Diego, CA, 92111
  • Mortgage Lending Consulting Group Corp (MLCG) has experts available to assist with your mortgage needs. You will benefit from our 29 years of experience, specializing in providing Fannie Mae, FHA and VA insured mortgages. We will personally guide you through the entire process of refinancing your current home loan