USDA and FHA Pro and Con in Itta-Bena, Leflore County, MS

For the year 2025, the USDA loan limit in Itta-Bena, situated in Leflore county, MS, is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. It assists in determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides comparisons of USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding the ideal program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Itta-Bena, Leflore, MS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Itta-Bena, MS

Lendersa® aims to swiftly secure the best USDA or FHA loan for you, free of hassle. Choose one of these three starting points to find matched lenders and suitable USDA loan programs.

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Understanding USDA Loans in MS

A USDA home loan, provided by the Department of Agriculture and also called the USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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