USDA Vs. FHA Pro and Con comparison in Grenada, Grenada County, MS
For 2025, the USDA loan limit in Grenada, situated within Grenada county, MS, is $336,500. In comparison, the FHA limit for a single-family residence is $472,030.
With Lendersa® USDA loan calculator, you can compare today’s best USDA and FHA rates, evaluating required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision in picking the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Grenada, Grenada County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Grenada, MS
The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. You can select from one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, and is available only in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgages require no down payment.
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