USDA Vs. FHA Pro and Con comparison in Batesville, Panola County, MS
For 2026, the USDA loan limit in Batesville, within Panola county, MS, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current leading USDA and FHA rates, assessing the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best fits your financial situation.
2026 Loan Limits and Down Payment Requirements in Batesville, Panola, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Batesville, MS
The objective of Lendersa® is to quickly secure you the best USDA or FHA loan, without complications. Choose one of three starting points that align you with matching lenders and USDA loan programs.
A USDA home loan is a government-secured mortgage by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.
We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.
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6897 Crumpler Blvd, Suite 300, Olive Branch, MS, 38654
Lends in Mississippi
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