USDA and FHA Pro and Con in Water-Valley, Yalobusha County, MS

For 2025, the USDA loan maximum in Water-Valley, county of Yalobusha, MS, is $285,000. Meanwhile, the FHA limit is set at $356,362 for a single-family house.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA current rates and understand the income, credit scores, reserves, and documentation required to qualify. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program available in tailored to your financial needs.

Compare loan offers from a variety of 100 lenders

2025 loan limits and down payment requirements in Water-Valley, county of Yalobusha, MS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Loan Opportunities: USDA and FHA in Water-Valley, MS

At Lendersa®, we aim to secure the optimal USDA or FHA loans for you swiftly and effortlessly. You can choose among three starting options that connect you with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MS

A USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is designated for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Americana Mortgage Group
  • 1615 Northern Blvd, Suite 404, Manhasset, NY, 11030
  • We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.
  • Educational & Governmental Employees FCU
  • 333 N Central Avenue, Hartsdale, NY, 10530
  • Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.
  • The Town of Hempstead Employees Federal Credit Union
  • 1830 Grand Avenue, Baldwin, NY, 11510
  • The Town of Hempstead Employees Federal Credit Union was born in 1963, when ten men envisioned a need for their fellow workers and families. These ten men; Jerome Lowenthal, Andrew J. Parise, Paul Satz, Joseph J. Zaharis, Abram C. Williams, Quentin D. Suits, Frank J. Vurture, Gerard J. Venter, Robert J. Scaramuccia, Robert G. Smith, personified the
  • Faze One Funding Limited Liability Company
  • 10 Rutland Road, Scarsdale, NY, 10583
  • Faze One Funding, LLC is a Mortgage Broker offering automated tools, cutting-edge technology, and excellent customer service for originating forward and reverse loans. Faze One offers great rates and superb customer service. Faze One believes that You’re Always #1. We offer borrowers a wide variety of mortgage programs.
  • CITYSCAPE MORTGAGE CORP.
  • 700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583
  • Cityscape Mortgage Corp. we understand that whether you are buying a home, refinancing your current mortgage, or pursuing a reverse mortgage you are entrusting us with your most significant financial decisions. Our mission is to make this process as effortless as possible for our clients, by providing the expert guidance they need.
  • United Capital Source - Small Business Loans
  • 1001 Franklin Avenue, Suite 200, Garden City, NY, 11530
  • United Capital Source is democratizing small-mid sized business funding. As the Internet has given rise to new online business lenders, aggregators, and social collective funding, our mission is to provide small and mid-sized businesses across America with access to flexible business funding options.
  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Contour Mortgage Corporation
  • 990 Stewart Avenue, Suite 660, Garden City, NY, 11530
  • Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.