USDA Vs. FHA your options comparison in Water-Valley, Yalobusha County, MS

For 2025, the USDA loan maximum in Water-Valley, county of Yalobusha, MS, is $285,000. Meanwhile, the FHA limit is set at $356,362 for a single-family house.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA current rates and understand the income, credit scores, reserves, and documentation required to qualify. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program available in tailored to your financial needs.

Compare loan offers from a variety of 100 lenders

2025 loan limits and down payment requirements in Water-Valley, county of Yalobusha, MS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Loan Opportunities: USDA and FHA in Water-Valley, MS

At Lendersa®, we aim to secure the optimal USDA or FHA loans for you swiftly and effortlessly. You can choose among three starting options that connect you with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MS

A USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is designated for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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