USDA Vs. FHA Pro and Con comparison in Gulf-Hills, Jackson County, MS
For 2025, the USDA loan limit for Gulf-Hills in Jackson county, MS, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates, and determine the income, credit, reserves, and documents required for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Gulf-Hills, Jackson, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Gulf-Hills, MS
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan without hassle. Choose from one of three starting points that match you with lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
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