USDA and FHA Pro and Con in Ocean-Springs, Jackson County, MS
In the year 2025, the loan limit for USDA in Ocean-Springs, situated within Jackson county, MS, is set at $285,000. By contrast, the FHA limit for a single-family residence is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today’s USDA vs. FHA top rates, assessing the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans to guide you in selecting the most suitable program in for your particular financial scenario.
2025 Loan Limits and Down Payment Requirements in Ocean-Springs, Jackson County, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Alternatives in Ocean-Springs, MS
The aim of Lendersa® is to efficiently secure you the most favorable USDA or FHA loan without unnecessary hassle. Choose from one of three starting points that help connect you with lenders and available USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.
9550 Warner Ave, Suite 250, Fountain Valley, CA, 92708
At Lininger Mortgage, we are committed to providing top-notch assistance with originating and processing loans. Established in 2015, we are a loan broker company serving various clients in the California area. Count on our dependable team of licensed loan processors and officers to help you from start to finish.
10061 Talbert Avenue, Suite 345, Fountain Valley, CA, 92708
Bryson Team with Centerpointe Real Estate mission to raise $25, 000 for Together We Rise, so for every HomeOwner We Help (Sell A Home), For Every Home Buyer We Help (Find Their Dream Home) Or Mortgage Loan We Process (Refinance, Reverse Mortgage, & Equity Lines), we donate a Large Portion of our Income to TWR.
17220 Newhope St, Suite 213, Fountain Valley, CA, 92708
Lending 3 was founded in 2003. We dedicate ourselves to providing first class customer service.We believe in offering our customers with a personalized mortgage experience from beginning to end.Lenders will commonly require you to provide additional information such as a valid social security number and submit to a credit check.
American Sona Mortgage specializes in no-Cost Loans for all Californians, including Fixed Rate, Adjustable or Home Equity 1st & 2nd Mortgages.We seek to identify & understand your Mortgage goals in order to professionally tailor a plan that best fits your lending need.Whether you need Cash Out, a Low Monthly Payment we are here to help you.
MacLons Capital Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
We are a consumer finance company specializing in purchasing and servicing automobile contracts from Franchised and Independent automobile dealers, who have prime to non-prime consumers purchasing new and used automobiles.
Lobel Financial is a full spectrum lender providing auto financing for all tiers of borrowers.
The Ryan Real Estate Group Inc Responsive, Responsible and Resourceful is the foundation of our continued success responsive service, providing accurate and timely information, and demystifying the process. 100% of my business is referral based because I listen to my clients' needs and exceed their expectations. As a full-time real estate broker.
712 North Valley Street, Suite F, Anaheim, CA, 92801
Tiffany believes that real estate is not an ordinary but an “extraordinary” profession and to be successful, you must be an extraordinary person. My service goals are not actually goals they are standard operating procedure. I believe in providing everyone with the same level of personal and professional service.
2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved.
Based on our experi
9042 Garfield Ave Ste 202-D, Huntington Beach, CA, 92646
At Streamline Mortgage Corporation, our ultimate goal is to serve our clients with honesty, integrity, and competence. We provide our clients with the information needed to make well-informed decisions about the mortgage process and help borrowers overcome roadblocks that can arise while securing a loan. In addition to giving customer satisfaction
9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646
With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t
