USDA Vs. FHA Pro and Con comparison in Biloxi, Harrison County, MS

For 2025, the USDA loan limit in Biloxi, situated in Harrison, MS, is set at $336,500. The FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, identifying the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best suited to your financial situation.

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2025 Loan Limits and Downpayment Requirements in Biloxi, Harrison County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Biloxi, MS

Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and without hassle. Select one of three pathways to connect with matching lenders and USDA loan programs.

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What Exactly is a USDA Loan in MS?

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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