FHA Vs. USDA loan program for Biloxi, Harrison County, Mississippi

In 2025, USDA loan limit in Biloxi, county of Harrison, MS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Biloxi, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(931) 455-3488 377 miles Lender's profile and map Reviews Citizens Tri-County Bank 201 N Jackson Street, Tullahoma, TN, 37388 Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
(800) 342-3086 377 miles Lender's profile and map Reviews Ascend Federal Credit Union 520 Airpark Drive, Tullahoma, TN, 37388 At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
(931) 455-0500 377 miles Lender's profile and map Reviews Mortgage Connection 609 Wilson Avenue, Tullahoma, TN, 37388 Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(229) 868-5656 377 miles Lender's profile and map Reviews The Merchants & Citizens Bank 6 College Street, Mc Rae Helena, GA, 31055 Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while ever expanding their banking needs.
(833) 425-6678 377 miles Lender's profile and map Reviews A & K Mortgage 25404 Highway 59, Suite 204, Porter, TX, 77365 "A & K Mortgage is a wholesale brokerage dedicated to educating our clients and providing superior service in the home buying process. As a wholesale broker, we are able to offer buyers options to loan products and unique financing. We have offer loans FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, etc"
(386) 752-3322 377 miles Lender's profile and map Reviews Millennium Bank FL 151 NW Commons Loop, Lake City, FL, 32055 Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
(386) 755-0600 377 miles Lender's profile and map Reviews First Federal Bank. 4705 W US Highway 90, Lake City, FL, 32055 First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
(281) 358-0117 377 miles Lender's profile and map Reviews Optima Mortgage Corporation PO Box 6852, Kingwood, TX, 77325 We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
(832) 569-2067 378 miles Lender's profile and map Reviews Noble Home Mortgage LLC 1506 East Winding Way Drive, Building 105, Suite 505, Friendswood, TX, 77546 Noble Home Mortgage is a mortgage broker company in Friendswood, TX, dedicated to helping you gain access to the mortgage financing you need. and Noble Home Mortgage is dedicated to finding you not only the best loans for you, but also the right ones. Our service will get you the mortgage you need.
(888) 372-9788 378 miles Lender's profile and map Reviews Centennial Bank 620 Chestnut Street, Conway, AR, 72032 Centennial Bank provides a broad range of commercial and retail Banking and related financial services to businesses, real estate developers, investors, individuals and municipalities. Member FDIC. Equal Housing Lender.commercial and retail Banking and related financial services to businesses
(501) 514-4146 378 miles Lender's profile and map Reviews KISS Capital, Inc. 1825 E Oak St, Suite 120, Conway, AR, 72032 KISS Capital is the “out-of-the-box” private money company. We provide real estate investment capital for consumers and real estate investors throughout the United States. We are known for our commitment to fast-funding, no-nonsense, story-book lending. KISS Capital provides ASSET-BASED lending to investors who want to grow their business.
(346) 323-0963 378 miles Lender's profile and map Reviews Next Generation Mortgage 9360 N Sam Houston Pkwy E, Suite 700, Humble, TX, 77396 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.