For 2026, the USDA loan limit in Gulf-Park-Estates, within Jackson county, MS is $285,000. By comparison, the FHA limit for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, assessing what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, assisting you in selecting the program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to securing you the best USDA or FHA loan with speed and ease. You can select one of three starting points to match with lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is exclusively for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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