USDA and FHA Pro and Con in Gulf-Park-Estates, Jackson County, MS

For 2025, the USDA loan limit in Gulf-Park-Estates, within Jackson county, MS is $285,000. By comparison, the FHA limit for a single-family home is $356,362.

Employ the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, assessing what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, assisting you in selecting the program in that best suits your financial situation.

Explore loan offers from a diverse set of 100 lenders

2025 Loan Limits and Down Payment Requirements in Gulf-Park-Estates, Jackson, MS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Gulf-Park-Estates, MS

Lendersa® is committed to securing you the best USDA or FHA loan with speed and ease. You can select one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and match results

Defining USDA Loans in MS

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is exclusively for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Professional Mortgage Lending Services
  • 500 S Federal Hwy, Suite 1273, Hallandale, FL, 33008
  • AT PROFESSIONAL MORTGAGE & FINANCING SERVICES we can help you obtain the best Mortgage Loan for you finding the adequate Lender in compliance to your needs. We works with multiple carriers to help Clients finding them the best MORTGAGE LOAN. Our staff of dedicated professionals will guide you through the entire process.
  • MORTGAGES R US INC
  • 6245 N. Federal Hwy #422, Fort Lauderdale, FL, 33008
  • Mortgages R Us Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.We have relationships with many lenders.
  • Desjardins Bank, National Association
  • 1001 E. Hallandale Beach Blvd., Hallandale, FL, 33009
  • Desjardins Group was the first Quebec institution to open a branch in Florida when Desjardins Bank was founded in Hallandale Beach in 1992. It serves members of Desjardins caisses, individuals and businesses alike, all over Florida and the U.S. All Desjardins Bank documentation is in English but account holders have access to services in French.
  • JD Financial Group Inc
  • 1850 South Ocean Drive, Suite 1708, Hallandale, FL, 33009
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  • Spark Mortgage Advisors LLC
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  • Spark Mortgage Advisors LLC Spark Mortgage, we are known for our superior customer service and quick turnaround time for any of your home financing needs. Our goal is to make the finance experience as enjoyable as possible Get your mortgage approval fast & easy with Spark Mortgage. We provide our customers with the best programs to finance.
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  • 800 SE 4th Ave Suite 139, Hallandale, FL, 33009
  • RK Mortgage Group is one of leading and innovative mortgage firms. We offer high-quality mortgage services to residential and business customers. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision.
  • Clear2Close Home Loans
  • 1001 N Federal Hwy #342, Hallandale, FL, 33009
  • Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before
  • RBI Mortgages
  • 1920 E Hallandale Beach Blvd, Suite 705 , Fl. United States, Hallandale, FL, 33009
  • RBI Mortgages is an investment property lender. The private lending division started in 2015 and has grown steadily ever since, funding hundreds of loans and providing exceptional service to all of our customers and RBI believes that transparency is a fundamental factor to achieve customer satisfaction.
  • B & B Capital Group
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  • B & B Capital specializes in designing creative funding solutions to Real Estate projects. We provide Bridge Loans to Real Estate Investors for investment projects secured by single-family homes, multi family, townhouses, commercial vacant land and rehab properties. We review them, underwrite the very best ones available, and lend between 50%
  • Farmers and Mechanics Federal
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  • FARMERS AND MECHANICS MUTUAL BUILDING, LOAN AND SAVINGS ASSOCIATION was organized on April 14, 1892 in Bloomfield, Indiana by a number of civic-minded individuals interested in the betterment of Bloomfield, through thrift and homeownership.The assets of the association in 1892 were $50,000.00. Assets grew at an exceptionally swift pace from 1892 to
  • ALTO Capital
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