USDA Vs. FHA your options comparison in Gulf-Park-Estates, Jackson County, MS

For 2025, the USDA loan limit in Gulf-Park-Estates, within Jackson county, MS is $285,000. By comparison, the FHA limit for a single-family home is $356,362.

Employ the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, assessing what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, assisting you in selecting the program in that best suits your financial situation.

Explore loan offers from a diverse set of 100 lenders

2025 Loan Limits and Down Payment Requirements in Gulf-Park-Estates, Jackson, MS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Gulf-Park-Estates, MS

Lendersa® is committed to securing you the best USDA or FHA loan with speed and ease. You can select one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and match results

Defining USDA Loans in MS

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is exclusively for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Spada Loans
  • 12027 Paramount Boulevard, Downey, CA, 90242
  • SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
  • Rate One Financial, Inc.
  • 696 East Colorado Boulevard, Suite 205, Pasadena, CA, 91101
  • Rate One Financial, Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Pillar Financial Group
  • 8345 Firestone Boulevard, Suite 320, Downey, CA, 90242
  • Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
  • Oak Tree Home Loans and Finance, Inc.
  • 790 East Colorado Boulevard, 9th Floor, Pasadena, CA, 91101
  • We believe homeownership strengthens our communities, cities, and country. We understand buying a house is one of the biggest financial decisions in one’s life. We are committed to providing you with white glove service and guiding you throughout the entire loan process from start to finish
  • Temple View Capital
  • 105 S. Los Robles Ave. Suite 665, Pasadena, MD, 91101
  • Temple View Capital is a national private portfolio lender that offers flexible financing for investors in residential real estate. Founded by entrepreneurs with more than 20 years of residential mortgage and real estate investment experience, Temple View has been at the forefront of innovative product development since its inception.
  • Investment Village Inc
  • 1909 W. Valley Blvd, Suite 200, Alhambra, CA, 91803
  • LOAN VILLAGE is a mortgage division of INVESTMENT VILLAGE, INC., a real estate investment and brokerage corporation organized under the laws of the State of California. We are headed by a Certified Commercial Investment Member (See, http://www.ccim.com/about/ccim.html), and managed by one of the most experienced real estate brokers.
  • Parsons Federal Credit Union
  • 100 West Walnut Street, Pasadena, CA, 91124
  • Parsons Federal Credit Union is made up of member-owners who take pride in where they bank. We have proudly served the financial needs of Parsons Corporation, its affiliates, and their family members since 1975. Today, we have expanded our footprint, delivering outstanding service to members located around the world through innovative technology
  • Caltech Employees Federal Credit Union
  • 515 S. Wilson Ave, Pasadena, CA, 91125
  • On April 11, 1950, seven Caltech employees established Caltech Employees Federal Credit Union (CEFCU). Each of these founding members contributed one share of $5 to the first pool of Credit Union money. After 70 years of service, the Credit Union has grown from those first seven-member accounts
  • Wescom Central Credit Union
  • PO Box 7058, Pasadena, CA, 91109
  • Since 1934, Wescom Credit Union has been dedicated to helping members throughout Southern California build better lives. Now with 24 branches, we provide essential banking solutions to more than 200, 000 members. Like all credit unions, Wescom is a non-profit financial cooperative, and our members are our owners.
  • Mirate Equity LLC
  • 5150 East Pacific Coast Hwy Long Beach, CA, Long Beach, CA, 90804
  • Mirate Equity LLC is a trusted loan company offering tailored financial solutions for businesses and individuals. Focused on reliability and customer satisfaction, we provide diverse loan products to meet various financial needs. Our experienced team ensures clients receive the best terms and support throughout the loan process. Committed to financ
  • Horizontal Mortgage Lending
  • 1129 Mira Mar, Suite 301, Long Beach, CA, 90804
  • Horizontal Mortgage Lending has helped many borrowers finance their dream homes and we can help you too. Whether it be a Refinance, Purchase, Reverse Mortgage, Conventional Home Loans, FHA, VA, or Specialty Programs for First Time Buyers we can find you the best mortgage loan you've come to the right place.