USDA VS FHA in Poplarville, Pearl River County, MS

In 2025, the USDA loan limit for Poplarville, located in Pearl River county, MS, is $336,500. In comparison, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare the best USDA and FHA rates currently available. Determine the necessary income, credit, reserves, and documentation to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Poplarville, County Pearl River, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Poplarville, MS

Lendersa® aims to offer you the best USDA or FHA loan options swiftly and with ease. Select one of three initial steps to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MS

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is available only in rural areas. Contrary to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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