USDA and FHA Pro and Con in Columbia, Marion County, MS
In 2025, the USDA loan cap in Columbia, within Marion county, MS, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, and to determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the best program in that suits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Columbia, Marion, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Columbia, MS
The mission of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal hassle. Choose from three starting points that connect you with compatible lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, USDA loans require no down payment, unlike FHA loans which require at least 3.5% down payment.
474 N Harbor City Blvd, Suite 2, Melbourne, FL, 32935
We are a multi-state broker, & is the area’s largest independent mortgage broker. Honesty, integrity & financial reliability is the foundation of all our relationships. With a dedicated team of best-in-class mortgage professionals, our goal is to be accessible, attentive & deliver exceptional service to the culturally diverse communities we serve.
401 North Wickham Road Suite L, Melbourne, FL, 32935
Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.
The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years.
The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.
First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.
Our mission is to meet the needs of the market we serve by providing community leadership.
BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.
Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.
At Town and Country, you’ll work with dependable, local mortgage professionals who put years of experience to work in order to assist you in getting into the home of your dreams. Our intimate knowledge of Central Illinois real estate is essential to finding a custom mortgage loan to fit your needs.
Valley Federal Credit Union is a progressive, family-oriented financial institution, 10, 000 members strong. It was chartered in 1935 as only a five-member institution in a home of one of its chartered members on Levee St. in Brownsville, TX. VFCU offers services other banks and credit unions may not.
Since 1936, the Charlotte Fire Department Credit Union has provided financial solutions to our members/owners. We are a not-for-profit financial cooperative, which means that our goal is to meet your needs with extraordinary personal service.
Employees of the Charlotte Fire Department and their families, as well as volunteer firefighters
