USDA VS FHA in Wiggins, Stone County, MS

In 2025, USDA loan limit in Wiggins, county of Stone, MS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wiggins, county of Stone, MS

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Wiggins, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American United Mortgage Corporation
  • 1010 Huntcliff, Suite 1350, Atlanta, GA, 30350
  • American United Mortgage Corporation was founded with the vision of providing the best rates and service from an honest company that was built on integrity and the desire to treat people the way they deserve to be treated. We offer free pre-qualifications for all borrowers looking to purchase a new home.
  • TRISTONE FINANCIAL LLC
  • 9040 Roswell Road -, Suite 325, Atlanta, GA, 30350
  • Tristone Financial, we work to secure the best Georgia interest rate with low fees for our clients. Our seasoned loan officers will help you to structure your home loan and guide you throughout the entire process. Structure, strategy & service are how we maintain our elite reputation in the financial marketplace.
  • Mike's Mortgage Team
  • 500 Northridge Road, Suite 120, Atlanta, GA, 30350
  • Mike’s Mortgage Team is licensed in Georgia, Florida, Viriginia and California. Our objective is to offer high-quality mortgage consultations to our clients, based on mutual trust and respect. We have discovered that many home buyers are put off by the intricacies of securing a mortgage and want their questions answered in a patient, caring manner
  • Brown Mortgage Group LLC
  • 123 Marlow Drive, Woodstock, GA, 30188
  • Brown Mortgage Group, LLC we are dedicated to making your mortgage experience your best yet. With years of experience and expertise, we pride ourselves on being some of the best professionals in the industry. We specialize in a variety of loan programs and have mastered the most complex loan types.
  • Waterside Mortgage
  • 375 Parkway 575, Suite 240, Woodstock, GA, 30188
  • Waterside Mortgage came together with a determination to bring a knowledgeable and refreshing approach to mortgage lending. Our loan officers and staff are the key to cultivating a positive experience in the loan origination process. Application, Underwriting, and closing our staff will be there to educate and guide you through the process.
  • Cedar Mill Mortgage
  • 1600 River Park Blvd, Suite 201, Woodstock, GA, 30188
  • Cedar Mill Mortgage was founded in 1996 ; we are a full service mortgage broker and a Georgia Residential Mortgage licensee specializing in mortgage loans in the state of Georgia. We are proud members of the Better Business Bureau and the National Association of Mortgage Brokers.
  • CAPITAL MORTGAGE SOLUTIONS LLC
  • 8255 Main Street, Suite 102, Woodstock, GA, 30188
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers we have the
  • Go Energy Financial Credit Union
  • 2100 E. Exchange Place, Suite 101, Tucker, GA, 30084
  • Go Energy Financial Credit Union first opened its doors in 1969 as GEMC Credit Union. At that time, a hard-working group of employees of the Georgia Electrical Membership Cooperatives realized teamwork is the key to making financial goals a reality. Those founding members established a financial cooperative that would work just as hard
  • American Platinum Lending Corporation
  • 4229 First Avenue, Suite A-3, Tucker, GA, 30084
  • American Platinum Lending Corporation is a Georgia Domestic Profit Corporation filed On February 10, 2020. The company's filing status is listed as Active/Compliance and its File Number is 20022442. The Registered Agent on file for this company is Bayo Popoola and is located at 230 Saddleview Trail, Riverdale, GA 30274.
  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.