USDA Vs. FHA your options comparison in Anaconda, Deer Lodge County, MT

In 2026, the USDA loan limit in Anaconda, within the county of Deer Lodge, MT, stands at $336,500, whereas for an FHA loan, it is set at $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA. Alongside, ascertain the necessary income, credit score, financial reserves, and documentation for eligibility. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loans side-by-side, allowing you to select the most suitable program for your financial needs in .

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2026 Loan Limits & Downpayment Requirements in Anaconda, Deer Lodge, MT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Anaconda, MT

Lendersa® aims to offer you the best USDA loan or FHA mortgage promptly and effortlessly. Begin with one of our three approaches to connect with lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in MT

A USDA home loan is a government-backed mortgage offered by the United States Department of Agriculture, often referred to as a USDA rural development loan or a USDA mortgage. It is exclusive to rural locales. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Anaconda Lenders

  • Mountain West Federal Credit Union
  • 400 E Park St., Butte, MT, 59702
  • Lends in Montana
  • Mountain West Federal Credit Union received its federal charter in 1952 and has been doing business as a non-profit, member-owned financial institution since. We are located in “Butte America”, Montana, and also Libby Montana. We have recently been granted a Rural Community Charter

  • First Citizens Bank of Butte
  • 3220 Harrison Avenue, Butte, MT, 59701
  • Lends in Montana
  • First Citizen's Bank of Butte began with the goal of serving individuals and businesses in our local community and today we're proud to continue that tradition. Our mission is to remain independent, as a locally owned and directed institution, managed by the people we serve in a way that promotes economic growth and stability within our community.

  • NorthWestern Energy Employees FCU
  • 2100 Harrison Avenue, Butte, MT, 59701
  • Lends in Montana
  • The Federal Credit Union is a member-owned financial organization providing accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth.and also We are here to serve your financial needs. Please contact us to let us know how we can better serve you. Check our great services.

  • Mile High Federal Credit Union
  • 3410 Monroe Avenue, Butte, MT, 59701
  • Lends in Montana
  • Mile High Federal Credit Union is a member-owned, not-for-profit financial organization operated in Butte, Montana. Mile High Credit Union has been in operation since 1936 Our goals are to continue the credit union philosophy of people helping people by encouraging savings, offering loans at competitive rates, & providing the best quality service.

  • Butte Community Federal Credit Union
  • 2901 Grand Avenue, Butte, MT, 59701
  • Lends in Montana
  • Butte Community Federal Credit Union offers loans, money orders, traveler's cheques, and more. Our quick and easy money services put convenience first. We have an online banking portal that helps make money management a breeze. Visit our location today to get signed up for your new account or loan.

  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • Lends in Montana
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.

  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • Lends in Montana
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.

  • Valley Bank of Helena
  • 3030 North Montana Ave., Helena, MT, 59601
  • Lends in Montana
  • Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day.

    We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.

  • Opportunity Bank of Montana
  • 1400 Prospect Ave, Helena, MT, 59601
  • Lends in Montana
  • At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.

  • Vocal Credit Union
  • 2910 Prospect Ave, Helena, MT, 59601
  • Lends in Montana
  • Vocal Credit Union is an established financial institution whose operating principles are guided by our members. Since 1954, we have developed strong relationships with our membership and feel confident offering the full strength of our services to members at all stages of their lives. Our experienced and knowledgeable staff tailor.