USDA Vs. FHA Pro and Con comparison in Deer-Lodge, Powell County, MT
For 2025, the USDA loan limit in Deer-Lodge, county of Powell, MT, is $285,000 and the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Deer-Lodge, County of Powell, MT
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Deer-Lodge, MT
Lendersa® is dedicated to securing you the optimal USDA or FHA loan swiftly and without hassle. Choose from one of three options to match with appropriate lenders and USDA loan programs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available in rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment.
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