USDA Loan Vs. FHA loan for Montana-City, MT [ best of 2023]

In 2025, USDA loan limit in Montana-City, county of Jefferson, MT is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Montana-City, MT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Montana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(712) 669-3322 908 miles Lender's profile and map Reviews Templeton Savings Bank 103 S Main St, Templeton, IA, 51463 Templeton Savings Bank is a family owned community bank that was established in 1923. As we approach 100 years in business, we look forward to continuing to provide banking products and services. Templeton Savings Bank has had a long tradition of helping customers reach their financial goals.
(818) 769-6300 908 miles Lender's profile and map Reviews Option One Lending 14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403 Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
(818) 432-3580 908 miles Lender's profile and map Reviews 1st Point Lending Inc. 15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403 1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
(855) 657-7767 908 miles Lender's profile and map Reviews Banc Mortgage, Inc 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(818) 380-3004 908 miles Lender's profile and map Reviews Preferred Lending Group 15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403 PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
(844) 864-8999 908 miles Lender's profile and map Reviews Unity Mortgage Lending, Inc. 15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(310) 448-1894 908 miles Lender's profile and map Reviews ClearCap Inc. 14930 Ventura Blvd, Suite 240, Sherman Oaks, CA, 91403 ClearCap inc. is an individualized Broker for complete financing needs. We employ, Work with, and have long standing relationships with wholesale and non-retail banks. We can link you directly to the lender without any other institutions involved so that you are able to deal with decision makers who can progress your file.
(818) 286-2525 908 miles Lender's profile and map Reviews Loan Science 15315 Magnolia, Suite 215, Sherman Oaks, CA, 91403 Loan Science is a high volume, boutique lending firm celebrating its 12th year in real estate finance. Having a solid reputation for quality business, the company has created a culture of success, based on loan officer support, product access, marketing strategies, generous compensation structure, and a sincere sense of team.
(818) 925-4520 908 miles Lender's profile and map Reviews NextGen Residential 15233 Ventura Boulevard, Suite 500, Sherman Oaks, CA, 91403 Veterans of America Mortgage, we take great pride in our history. We’ve experienced tremendous success because of our unwavering commitment to enhancing lives every day. We’re honored to say we’ve helped thousands of military families purchase the home of their dreams and we are dedicated to continually providing service.
(323) 327-1771 908 miles Lender's profile and map Reviews New Vision Real Estate & Investments 15130 Ventura Blvd, Suite 320, Sherman Oaks, CA, 91403 Our company strives for excellence. We open our services to anyone in California, that's how confident we are in our ability to aid those in need of real estate guidance. Investors, brokers, agents, clients, and anyone that is interested in matters revolving around real estate is welcome to contact a member of our team.