In 2025, the USDA loan limit in Montana-City, county of Jefferson, MT, is $285,000. The FHA limit for a single-family home is $356,362.
Use Lendersa®'s USDA loan calculator to evaluate today's best rates between USDA and FHA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options alongside each other, aiding you in choosing which program in suits your financial situation best.
2025 Loan Limits and Down Payment Specifications in Montana-City, County of Jefferson, MT
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in Montana-City, MT
Lendersa® aims to deliver the best USDA or FHA loan to you swiftly and effortlessly. Start with one of three options to connect with matching lenders and relevant USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture and is available in rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, as USDA loans require no down payment at all.
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The First National Bank of Stanton has served Martin County and the surrounding area for over 100 years. It has survived two World Wars, the Great Depression and the Dust Bowl.
It has continued to operate during numerous droughts and several oil booms and busts. The Bank plans to continue to offer the same quality service
The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness.
To maximize our return to shareholders, while making sound decisions today
Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.
Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
Mercer Credit Union was founded in 1969. The credit union has assets totaling $2.99 Million and provides banking services to more than 500 members.
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With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
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With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
