USDA Loan Vs. FHA loan for Montana-City, MT [Jefferson County ]

In 2026, the USDA loan limit in Montana-City, county of Jefferson, MT, is $285,000. The FHA limit for a single-family home is $356,362.

Use Lendersa®'s USDA loan calculator to evaluate today's best rates between USDA and FHA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options alongside each other, aiding you in choosing which program in suits your financial situation best.

USDA and FHA Loan Programs in Montana-City, MT

Lendersa® aims to deliver the best USDA or FHA loan to you swiftly and effortlessly. Start with one of three options to connect with matching lenders and relevant USDA loan programs.

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Discovering USDA Loans in MT

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture and is available in rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, as USDA loans require no down payment at all.

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(321) 622-8719 Lender's profile and map Reviews On Time Funds LLC 1328 Hwy A1a, Satellite Beach, FL, 32937 We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
(321) 294-5001 Lender's profile and map Reviews Home Lending Source 1370 Highway A1A Ste. A, Satellite Beach, FL, 32937 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(321) 426-7336 Lender's profile and map Reviews Absolute Mortgage Solutions LLC 680 St. Clair Street, Suite 360171, Melbourne, FL, 32936 Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.
4046209215 Lender's profile and map Reviews Speedy Holdings 930 S. Harbor City Blvd, Melbourne, FL, 32901 Speedy Holdings Fast, reliable growth Speedy Holdings (speedyhg.com) helps owners and partners turn ideas into scalable success with smart holdings and hands-on management. Expect responsive communication and measurable momentum. Ready to accelerate your next move? Email Virgilh@speedyhg.com.
(321) 215-4419 Lender's profile and map Reviews Dyer Mortgage, a Division of Primary Residential Mortgage, Inc. 10 S Harbor City Blvd, Melbourne, FL, 32901 Dyer Mortgage Group was founded by Bobbie Dyer, a Veteran Mortgage Banking professional with over 28 years’ experience. Our philosophy is to give our clients world-class customer service combined with the best rates, terms, and programs to meet their individual needs. We love to serve those who serve our community.
(888) 959-1648 Lender's profile and map Reviews Commercial Capital, Ltd. FL 100 Rialto Place, Suite 760, Melbourne, FL, 32901 Commercial Capital Ltd., FL is a direct private/bridge money lender and a one-stop shop for your commercial loans, including real estate mortgages, SBA business loans, fast business loans and more. We are originators for several of our own funds, and our extensive network of over 300 affiliate investors includes banks, REIT's, private equity funds.
(833) 584-7200 Lender's profile and map Reviews Obsidian Financial Services 907E. Strawbridge Ave Suite 101/102, Melbourne, FL, 32901 "Obsidian Financial, we are believers in speed without compromising quality which is why we try and get you to speak directly to one of our highly trained Loan Originators. We offer an experience that will set the industry standard, by allowing you to personally know the Loan Originator. "
(207) 427-3333 Lender's profile and map Reviews Downeast Credit Union 23 Third Avenue, Baileyville, ME, 04694 Downeast Credit Union was founded in 1941 by employees of St. Croix Pulp and Paper Company. Since then, DECU has grown to over 20, 000 members sharing the common bond with those who live, work, worship, attend school, or conduct business in Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties.
(321) 339-6156 Lender's profile and map Reviews Nationwide Quick Loan, Corp 291 Awin Cir. SE, Palm Bay, FL, 32909 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(954) 807-5400 Lender's profile and map Reviews Harmony Mortgage Inc 6050 Babcock Street, Suite 27, Palm Bay, FL, 32909 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.