USDA Vs. FHA Pro and Con comparison in Montana-City, Jefferson County, MT

In 2025, the USDA loan limit in Montana-City, county of Jefferson, MT, is $285,000. The FHA limit for a single-family home is $356,362.

Use Lendersa®'s USDA loan calculator to evaluate today's best rates between USDA and FHA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options alongside each other, aiding you in choosing which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Specifications in Montana-City, County of Jefferson, MT

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Programs in Montana-City, MT

Lendersa® aims to deliver the best USDA or FHA loan to you swiftly and effortlessly. Start with one of three options to connect with matching lenders and relevant USDA loan programs.

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Discovering USDA Loans in MT

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture and is available in rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, as USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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