USDA Vs. FHA Pro and Con comparison in Butte, Silver Bow County, MT
For 2025, the USDA loan limit in Butte, within Silver Bow county, MT, is set at $336,500, while the FHA loan limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator is an excellent tool for comparing today’s prime USDA and FHA rates. It assists with calculating the necessary income, credit scores, reserves, and documents required for qualification. With our advanced mortgage calculator, you can efficiently compare USDA, FHA, Conforming, and VA side by side, helping you identify which program in best suits your unique financial situation.
2025 Loan Limits and Down Payment Requirements in Butte, Silver Bow, MT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Butte, MT
The principal aim of Lendersa® is to swiftly secure for you the best USDA or FHA loans without hassle. Pick one of three pathways that align you with matching lenders and the necessary USDA loan programs to fit your needs.
The USDA home loan is a financing option guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural communities. Unlike FHA loans that mandate a 3.5% minimum down payment, the USDA mortgage loan does not require any down payment, making it an attractive option for those eligible.
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