USDA Vs. FHA your options comparison in Butte, Silver Bow County, MT
For 2026, the USDA loan limit in Butte, within Silver Bow county, MT, is set at $336,500, while the FHA loan limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator is an excellent tool for comparing today’s prime USDA and FHA rates. It assists with calculating the necessary income, credit scores, reserves, and documents required for qualification. With our advanced mortgage calculator, you can efficiently compare USDA, FHA, Conforming, and VA side by side, helping you identify which program in best suits your unique financial situation.
2026 Loan Limits and Down Payment Requirements in Butte, Silver Bow, MT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Butte, MT
The principal aim of Lendersa® is to swiftly secure for you the best USDA or FHA loans without hassle. Pick one of three pathways that align you with matching lenders and the necessary USDA loan programs to fit your needs.
The USDA home loan is a financing option guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural communities. Unlike FHA loans that mandate a 3.5% minimum down payment, the USDA mortgage loan does not require any down payment, making it an attractive option for those eligible.
First Citizen's Bank of Butte began with the goal of serving individuals and businesses in our local community and today we're proud to continue that tradition. Our mission is to remain independent, as a locally owned and directed institution, managed by the people we serve in a way that promotes economic growth and stability within our community.
The Federal Credit Union is a member-owned financial organization providing accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth.and also We are here to serve your financial needs. Please contact us to let us know how we can better serve you. Check our great services.
Mile High Federal Credit Union is a member-owned, not-for-profit financial organization operated in Butte, Montana. Mile High Credit Union has been in operation since 1936 Our goals are to continue the credit union philosophy of people helping people by encouraging savings, offering loans at competitive rates, & providing the best quality service.
Butte Community Federal Credit Union offers loans, money orders, traveler's cheques, and more. Our quick and easy money services put convenience first. We have an online banking portal that helps make money management a breeze. Visit our location today to get signed up for your new account or loan.
Mountain West Federal Credit Union received its federal charter in 1952 and has been doing business as a non-profit, member-owned financial institution since. We are located in “Butte America”, Montana, and also Libby Montana. We have recently been granted a Rural Community Charter
High Peaks Federal Credit Union helped members reach their goals for 60 years by providing quality, low-cost financial products and convenient services. As a not-for-profit financial cooperative, we return earnings to our members in the form of higher dividends, lower loan rates and a full range of products and services.
Pioneer Federal Savings and Loan Association is dedicated to providing quality services and products to its customers all the while remaining financially strong and adding value to the quality of life in the communities it services. We are proud to have served our communities for over 100 years by helping our neighbors fulfill their dreams.
When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.
In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
