FHA Vs. USDA loan program for Great-Falls, Cascade County, Montana

During 2026, the USDA loan limit in Great-Falls, part of Cascade county, MT, stands at $285,000, and for a single-family home, the FHA loan limit is $356,362.

Use the Lendersa® USDA loan calculator to navigate and compare the most favorable USDA versus FHA rates available today. You can also determine the necessary income, credit reserves, and documents required for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed choice about the best program in for your financial conditions.

Options for USDA and FHA Loans in Great-Falls, MT

Lendersa® aims to connect you with the best possible USDA or FHA loans swiftly and without hassle. Choose from one of three starting points that link you to matching lenders and USDA loan programs.

Overview of Lendersa USDA loan request and matches

Understanding USDA Loans in MT

The USDA home loan, which is supported by the U.S. Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is only available in rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages do not necessitate any down payment.

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(406) 761-8300 Lender's profile and map 1st Liberty Federal Credit Union 6200 3rd Avenue North, Great Falls, MT, 59405 Lends in Montana 1st Liberty Federal Credit Union was founded by Robert "Scotty" Scott and the co-founders: William Dawson, Joel Taylor, Morgan Moyer, Billie Brankovich, Ehud Markel, Kenneth Platt, and M.B. Holt. In June 1955 your credit union was chartered as Great Falls Air Force Base Federal Credit Union.
(406) 277-3314 Lender's profile and map Belt Valley Bank 111 Castner Street, Belt, MT, 59412 Lends in Montana Belt Valley Bank is a locally owned, full service, independent bank serving Central Montana since 1936. We offer a range of deposit and loan products with customer service second to none. Our goal is to be your financial partner. Our directors, officers, and staff strive to stay involved with community events and enjoy the opportunity.
(406) 727-2210 Lender's profile and map Montana Credit Union 15 14th St S, Great Falls, MT, 59401 Lends in Montana Montana Credit Union is a full-service financial institution. We offer convenient savings & checking accounts, competitive loans and many other financial services. Membership is open to anyone living in Cascade, Chouteau or Teton counties. Credit Union is a full-service financial institution.
(800) 772-4343 Lender's profile and map Russell Country Federal Credit Union 810 1st Ave South, Great Falls, MT, 59401 Lends in Montana Russell Country, our Home Loan Team is here to help calm the voices in your head and make your home buying process a sweet success! And, in addition to their expertise, our Home Loan Team has a wide array of options for you to consider. Russell Country Federal Credit Union is a banking company based out of 810 1St Ave S, Great Falls, MT, US
(406) 547-3331 Lender's profile and map Bank of The Rockies 205 West Main Street, White Sulphur Springs, MT, 59645 Lends in Montana We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.
(877) 300-9369 Lender's profile and map Stockman Bank 103 Central Avenue, Stanford, MT, 59479 Lends in Montana Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,
(406) 449-2680 Lender's profile and map Rocky Mountain Credit Union 3400 N. Montana Ave, Helena, MT, 59602 Lends in Montana RMCU is here to help you through life’s events big or small. As a member, you are an owner. RMCU is a democratic financial cooperative and that means you have a say in how your credit union is run. We are also not-for-profit which allows us to offer low loan rates and higher interest deposits. RMCU puts people first.
(406) 442-8870 Lender's profile and map Ascent Bank 2037 N Last Chance Gulch, Helena, MT, 59601 Lends in Montana In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
(406) 495-2526 Lender's profile and map Valley Bank of Helena 3030 North Montana Ave., Helena, MT, 59601 Lends in Montana Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day. We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.
(406) 442-3080 Lender's profile and map Opportunity Bank of Montana 1400 Prospect Ave, Helena, MT, 59601 Lends in Montana At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.