During 2025, the USDA loan limit in Great-Falls, part of Cascade county, MT, stands at $285,000, and for a single-family home, the FHA loan limit is $356,362.
Use the Lendersa® USDA loan calculator to navigate and compare the most favorable USDA versus FHA rates available today. You can also determine the necessary income, credit reserves, and documents required for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed choice about the best program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to connect you with the best possible USDA or FHA loans swiftly and without hassle. Choose from one of three starting points that link you to matching lenders and USDA loan programs.
The USDA home loan, which is supported by the U.S. Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is only available in rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages do not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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