USDA VS FHA in Helena-Valley-Southeast, Lewis and Clark County, MT
In 2025, the USDA loan threshold for Helena-Valley-Southeast, situated in the county of Lewis and Clark, MT, is $285,000, whereas the FHA limit for a single-family property remains at $356,362.
To evaluate current top rates between USDA and FHA loans, use the Lendersa® USDA loan calculator. Our advanced tools show side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding your decision for the best fit financially in . Discover required income, credit score, reserves, and documentation for qualification.
2025 Loan Limits & Downpayment Needs in Helena-Valley-Southeast, Lewis and Clark, MT
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Helena-Valley-Southeast, MT
Lendersa® is committed to quickly securing the best USDA or FHA loans for your needs. Initiate one of three paths that connect potential lenders to USDA loan offerings effectively.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan is available solely in rural areas. It stands out as it requires no down payment, unlike FHA loans which require a minimum of 3.5%.
JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
Berkeley County Public Schools Federal Credit Union
401 S Queen Street, Suite 1A, Martinsburg, WV, 25401
Berkeley County Public Schools FCU is a member-owned, non-profit financial cooperative. Our main goal is to provide for the financial well being of our members. Since our beginning in 1973, the credit union has offered services from basic shares (savings) accounts and loans to a wide variety of products and services.
The USNEP Employees FCU was chartered in 1935 and now has over $15 million in assets. Our philosophy has always been to keep overhead down, safe investments and offer our members services that yield maximum benefits on savings and borrowing. USNEP Employees Federal Credit Union serves employees and their family members of the United States.
Frontier Community Bank and its affiliates are committed to safeguarding the personal information that you provide us. This notice describes our privacy policy and how we handle and protect personal information we collect about individuals, such as you, who apply for or obtain our products and services.
29 Stoneridge Drive, Suite 207, Waynesboro, VA, 22980
Monticello Reverse Mortgage is a local Virginia company. We specialize only in Reverse Mortgages so you can be assured of our expertise and knowledge. Because we are based here in Central Virginia, we work with you personally from start to finish of the entire Reverse Mortgage process.
"Klaren Capital uses a methodical process to determine your tolerance for risk and to establish and understand your goals. We tailor an investment approach to you and your individual needs and periodically reevaluate that approach for relevancy.
Our goal is to build life-long relationships through careful analysis."
DCCU is a member-owned, not-for-profit, full service financial cooperative committed to providing affordable financial solutions to its member owners. Founded in 1959, DCCU currently serves more than 100, 000 members and has over $1.5 Billion in assets.headquartered in Waynesboro, operates 13 branches in the Central Shenandoah Valley region.
Start your lifelong financial partnership with a credit union that is dedicated to serving its community and its members. Come catch the good life and see what good natured banking is all about!credit union that is dedicated to serving its community and its members. Come catch the good life
