USDA Vs. FHA your options comparison in Helena-Valley-Northwest, Lewis and Clark County, MT
For 2025, the USDA loan limit in Helena-Valley-Northwest, within the county of Lewis and Clark, MT, is $285,000. The FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates today and find out the necessary income, credit requirements, reserves, and documentation to qualify. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program is most suitable for your financial context in .
2025 Loan Limits and Down Payment Nationwide in Helena-Valley-Northwest, County of Lewis and Clark, MT
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Helena-Valley-Northwest, MT
Lendersa® strives to secure you the best possible USDA or FHA loan quickly and with ease. Choose one of three starting paths to connect with lenders and USDA loan programs that match your needs.
A USDA home loan, also dubbed a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture and is only available in rural neighborhoods. This loan does not require any down payment, setting it apart from FHA loans that mandate a minimum of 3.5% down.
18401 Von Karman Avenue, Suite 430, Irvine, CA, 92612
Pacific Financial is a dedicated team of mortgage professionals determined and driven to provide our customers with excellent service throughout their experience Home Mortgage Solutions. By utilizing our knowledge of the mortgage banking industry, we will assist our customers in any way possible to ensure their complete satisfaction.
18881 Von Karman Ave, Suite 1000, Irvine, CA, 92612
LendBee is a direct lender offering a wide range of products from home equity lines of credit, traditional loans and even options tailored towards self-employed and low credit borrowers. We pride ourselves in understanding the unique needs of our customers to provide the best possible value while exceeding expectations.
19200 Von Karman Ave, Suite 400, Irvine, CA, 92612
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Founded in 1995, Impac Mortgage Holdings, Inc. (IMH) is a publicly traded company that, through its subsidiaries, offers a wide range of integrated consumer and business services within the mortgage and real estate marketplaces. With an average of more than 25 years of experience within the mortgage industry.
2102 Business Center Drive, Suite 130, Irvine, CA, 92612
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5200 Warner Avenue, Suite 102, Huntington Beach, CA, 92649
We believe that every client deserves the best care and service when refinancing or purchasing the home of their dreams. We shop until we find a mortgage that meets your needs and have what it takes to make a difference. We work with multiple lenders and we are able to provide our clients with extremely competitive pricing.
2081 Business Center Drive, Suite 130, Irvine, CA, 92612
Pridemark Group is the world of mortgage and real estate is constantly changing. For the past 30 years, the principals of Pridemark Group have conducted their business with one focus: to provide our clients with the best service and capital market solutions for their financing needs
18100 Von Karman Avenue, Suite 850, Irvine, CA, 92612
Our business is a true one-stop enterprise for Real estate, Mortgage, Financial Literacy, Title, homeowners insurance, credit repair, loan modifications and debt settlement. All of these transactions under one roof for your convenience. This allows for ultimate success because we know what is going on with your file at all times.
