USDA and FHA Pro and Con in Helena-Valley-Northwest, Lewis and Clark County, MT
For 2025, the USDA loan limit in Helena-Valley-Northwest, within the county of Lewis and Clark, MT, is $285,000. The FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates today and find out the necessary income, credit requirements, reserves, and documentation to qualify. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program is most suitable for your financial context in .
2025 Loan Limits and Down Payment Nationwide in Helena-Valley-Northwest, County of Lewis and Clark, MT
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Helena-Valley-Northwest, MT
Lendersa® strives to secure you the best possible USDA or FHA loan quickly and with ease. Choose one of three starting paths to connect with lenders and USDA loan programs that match your needs.
A USDA home loan, also dubbed a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture and is only available in rural neighborhoods. This loan does not require any down payment, setting it apart from FHA loans that mandate a minimum of 3.5% down.
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