USDA and FHA Pro and Con in Helena-Valley-Northeast, Lewis and Clark County, MT
In 2026, the USDA loan limit in Helena-Valley-Northeast, located in the county of Lewis and Clark, MT is $285,000, while for a single-family home, the FHA loan limit is $356,362.
Utilize Lendersa®'s USDA loan calculator to compare today's top USDA versus FHA rates and work out the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in that best fits your unique financial needs.
2026 Loan Limits and Down Payment Necessities in Helena-Valley-Northeast, County of Lewis and Clark, MT
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Helena-Valley-Northeast, MT
The mission of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and effortlessly. Choose one of three initial points leading to matched lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is restricted to rural neighborhoods. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment.
Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
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139 Main Street, Suite 615, Brattleboro, VT, 05301
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Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
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2500 Westchester Avenue, Suite 411, Purchase, NY, 10577
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