USDA Loan Vs. FHA loan for Lewistown, MT 2026

In 2026, the USDA loan limit for Lewistown, in the county of Fergus, MT, is $336,500, while the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA, and determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the program in that best fits your financial needs.

USDA and FHA Loan Choices in Lewistown, MT

Lendersa® strives to connect you swiftly with the best USDA or FHA loans without hassle. You may choose from three starting points to find matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in MT

A USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the government via the Department of Agriculture and only accessible in rural areas. In contrast to FHA loans which require a 3.5% minimum down payment, USDA loans necessitate no down payment at all.

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(406) 782-8341 Lender's profile and map Reviews Mile High Federal Credit Union 3410 Monroe Avenue, Butte, MT, 59701 Mile High Federal Credit Union is a member-owned, not-for-profit financial organization operated in Butte, Montana. Mile High Credit Union has been in operation since 1936 Our goals are to continue the credit union philosophy of people helping people by encouraging savings, offering loans at competitive rates, & providing the best quality service.
(406) 723-8284 Lender's profile and map Reviews Butte Community Federal Credit Union 2901 Grand Avenue, Butte, MT, 59701 Butte Community Federal Credit Union offers loans, money orders, traveler's cheques, and more. Our quick and easy money services put convenience first. We have an online banking portal that helps make money management a breeze. Visit our location today to get signed up for your new account or loan.
(406) 228-8231 Lender's profile and map Reviews First Community Bank Montana 540 2nd Ave S, Glasgow, MT, 59230 At First Community Bank, we define success as working together, because we know that when we do, we’re more effective getting things done for our customers. We also know that the best way to build a thriving community is to become invested in everyone’s success. We believe in the power of education and feel compelled to develop community education.
(406) 782-9760 Lender's profile and map Reviews Mountain West Federal Credit Union 400 E Park St., Butte, MT, 59702 Mountain West Federal Credit Union received its federal charter in 1952 and has been doing business as a non-profit, member-owned financial institution since. We are located in “Butte America”, Montana, and also Libby Montana. We have recently been granted a Rural Community Charter
(406) 234-5458 Lender's profile and map Reviews Miles City Federal Credit Union 2513 Main Street, Miles City, MT, 59301 Miles City Federal Credit Union is Miles City’s oldest standing credit union! Miles City Federal Credit Union (MCFCU) is a non-profit cooperative financial institution owned by the membership to benefit and serve the members. MCFCU was chartered in 1952. The original field of membership provided financial services to State
(406) 234-2550 Lender's profile and map Reviews Community 1st Federal Credit Union 2905 Main Street, Miles City, MT, 59301 Community 1st Federal Credit Union is a member-owned, not-for-profit organization. Originally formed under a multiple group charter in 1953, the Credit Union has adapted to the needs of its community throughout the years. For the first 44 years of its existence, the Credit Union.
(307) 765-4412 Lender's profile and map Reviews Big Horn Federal Savings Bank 33 North 6th Street, Greybull, WY, 82426 Big Horn Federal has provided residents of the Big Horn Basin with 2 essential services: a safe place for their savings & affordable mortgage funds for their home purchases. We have expanded on these services to offer checking accounts, consumer loans, debit cards, wire services, safe deposit accounts and a host of other related financial products.
(406) 485-2288 Lender's profile and map Reviews Grasslands Federal Credit Union 320 Main Street, Circle, MT, 59215 Grasslands is a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members. We are governed by a five member volunteer Board of Directors elected by the membership. Associate directors with non-voting rights are welcome to apply for appointment to serve.
(307) 587-4915 Lender's profile and map Reviews Sunlight Federal Credit Union 1702 17th Street, Cody, WY, 82414 Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working
(307) 655-2291 Lender's profile and map Reviews Cowboy State Bank 515 Dayton Street, Ranchester, WY, 82839 Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov
(866) 411-8080 Lender's profile and map Reviews SECURITY STATE BANK 201 South 4th Street, Basin, WY, 82410 Our mission and strategic plan is to remain locally owned and independent. We believe that our structure enables us to provide the highest standard in financial services including quality service, competitive products, and value to our customers.Additionally, we are committed to exploring new banking solutions.
(307) 674-7449 Lender's profile and map Reviews Citco Federal Credit Union 502 N Main Street, Sheridan, WY, 82801 Citco Federal Credit Union was established in 1954 as the Sheridan Public Employees Federal Credit Union; charter number 9644. The Sheridan Public Employees Federal Credit Union served: the employees of the City of Sheridan. the employees of the County of Sheridan. the employees of the Public School System.