USDA Vs. FHA Pro and Con comparison in Laurel, Yellowstone County, MT

In 2025, USDA loan limit in Laurel, county of Yellowstone, MT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Laurel, county of Yellowstone, MT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Laurel, MT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Montana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CS Capital Investments
  • 615 Las Tunas Drive, Suite N, Arcadia, CA, 91007
  • Our goal is to help you get your dream home or build up your investment portfolio.We're not just a broker company, we are mortgage experts, & we will tailor your mortgage to suit your unique situation.Are you a first time buyer? Are you looking for refinancing or buying an investment property? We can help you find a program that will fit your needs
  • Home Pride Real Estate, Inc.
  • 1036 Fairview Avenue, Unit 5, Arcadia, CA, 91007
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The First National Bank of Fletcher
  • 401 W. Cole, Fletcher, OK, 73541
  • The First National Bank of Fletcher is and has always been locally owned and operated. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. We take pride in having served our community since 1901.
  • Catalina Mortgage Co Inc
  • 5151 E. Broadway, Suite 1600, Tucson, AZ, 85711
  • Catalina Mortgage Company, Inc. was formed in 1979 to provide borrowers access to the Commercial Capital Market for financing of commercial, apartment and mobile home park properties. Since our beginnings we have originated over $5 Billion in apartment and commercial real estate loans nationwide.
  • The Baxter State Bank
  • 1401 Military Avenue, Baxter Springs, KS, 66713
  • The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County. In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
  • American Bank of Baxter Springs Baxter Springs
  • 1201 Military Avenue, Baxter Springs, KS, 66713
  • The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
  • Vintage Realty & Finance Inc
  • 1050 Lakes Drive, Suite 225, West Covina, CA, 91790
  • Vintage Realty & Finance, Inc. is a full service real estate and mortgage company, offering a wide range of products for all your purchase, sale and refinance needs. Whether you are looking or planning to buy your first home, or upgrading to a bigger one, or even downgrading to a smaller one, we are committed to providing the highest.
  • Super mortgage bros
  • 1900 W. Garvey Ave S, Suite 100, West Covina, CA, 91790
  • We specialize in helping people obtain residential mortgages. From first time home buyers to seasoned investors, we are always here to help! Some of the services we offer are FHA loans First time Home buyer programs VA Loans Conventional loans Jumbo loans mortgage Pre-approval Fixed rate Mortgage Adjustable Rate mortage Rate.
  • JV Realty and Home Loans
  • 2222 W Garvey Ave South, Suite 1, West Covina, CA, 91790
  • "Fully Bilingual English-Spanish Team. •Full Time team Mortgage Loan department with direct Lenders. Helping the Southern California community to achieve the American dream. We have specialized in real estate sales and loans for over 25 years. If you are thinking about buying, selling, or refinancing give us a call for a free consultation."
  • Jomar Financial Inc.
  • 415 South Glendora Avenue, Suite C, West Covina, CA, 91790
  • Jomar Financial, Inc. is a mortgage brokerage firm based out of the San Gabriel Valley. Serving the greater Los Angeles area, Jomar Financial was created with the goal of offering the best services in the mortgage industry. We accomplish this goal through dedication and attention to detail.
  • Biz Connect Capital
  • 1050 Lakes Dr, Suite 225, West Covina, CA, 91790
  • At BizConnect Capital we pride ourselves in connecting business to capital. Businesses often get turned down by banks for many reasons including, not even having the right financial product in their arsenal. Our company specializes in creative financing solutions and provides much needed capital to these businesses to fill that gap.
  • HomeStart Realty & Loans
  • 4740 Green River Rd, Suite 217, Corona, CA, 92880
  • HomeStart is able to represent you with any Real Estate Services, Real Estate Agents or Mortgage Brokers.. Our goal is to focus on your immediate needs and structure a Plan to meet your goal. Let's face it, having face to face time weather it be an Office, Home visit, we want the opportunity to discuss and plan a program that is right for you.