USDA Vs. FHA your options comparison in Laurel, Yellowstone County, MT
In 2026, within Laurel, located in the county of Yellowstone, MT, the USDA loan ceiling is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare current top rates between USDA and FHA loans. Determine the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans to assist you in choosing the program that best meets your financial needs in Alabama.
2026 Loan Limits & Downpayment Requirements in Laurel, Yellowstone, MT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Laurel, MT
At Lendersa®, our mission is to secure the optimal USDA or FHA loan for you quickly and without hassle. Begin with one of three steps designed to connect you with suitable lenders and USDA loan offerings.
A USDA home loan is a government-backed mortgage offered by the U.S. Department of Agriculture, frequently referred to as a USDA rural development loan or a USDA mortgage. It's exclusively intended for rural neighborhoods. While FHA loans necessitate a minimum down payment of 3.5%, the USDA loan does not require any down payment at all, making it a very attractive option for those who qualify.
Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.
At Kimball Home Mortgage we strive to provide the best customer experience possible. Whether you're a first time home buyer or real estate pro, our team is here to make your loan process as easy as possible.we are a mortgage broker, we have a wide range of loan programs available.
Altana Federal Credit Union has been 70 years since 9 Montana refinery workers pooled their money in a cash box located in an empty boxcar. It’s hard to imagine that they could have envisioned the impact they would have on the lives of so many people. The first loan given was used to purchase a sewing machine. The rest, as they say, is history.
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
MHFCU is a compassionate, member-oriented $75 million financial cooperative that provides opportunities for financial health and wealth building to members of the Montana Healthcare community and their families through competitively priced financial services delivered by friendly, reliable, fun service providers using the most advanced technology.
Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,
Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace.
Yellowstone Bank was founded by B. M. Harris in 1907
Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area.
Western Security Bank, A Division of Glacier Bank,
