In 2025, the USDA loan limit for Missoula, located in Missoula county, MT, is $377,200. In contrast, the FHA loan cap for a single-family home is noted as $546,250.
Utilize the Lendersa® USDA loan calculator to evaluate today's most favorable USDA and FHA rates, and understand the requirements in terms of income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to help you determine which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $377,200 | 0% | |
| FHA | $546,250 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our mission is to quickly and effortlessly connect you with the best USDA or FHA loans available. Choose one of three starting points to seamlessly align with the right lenders and USDA loan opportunities.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural communities. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages offer the benefit of requiring no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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