USDA Loan Vs. FHA loan for Missoula, MT [Missoula County Rates 2023]

In 2025, USDA loan limit in Missoula, county of Missoula, MT is $377,200 while FHA limit is $546,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Missoula, MT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Montana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(805) 698-1971 917 miles Lender's profile and map Reviews Ruth Ann Bowe Real Estate Team 1436 State Street, Santa Barbara, CA, 93101 With over 20 years of experience in the industry, Ruth Ann has repeatedly been a top producer in the South Santa Barbara County region. She has been training & mentoring Realtors for many years & is currently an Instructor of Real Estate at Santa Barbara City College. Our extensive experience & expertise in the Santa Barbara, Montecito, Hope Ranch.
(805) 965-5942 917 miles Lender's profile and map Reviews American Riviera Bank 1033 Anacapa Street, Santa Barbara, CA, 93101 American Riviera Bank opened for business on July 18, 2006 in Santa Barbara, CA with the support of approximately 400 local shareholders. The Bank is a full service community bank, focused on serving the lending and deposit needs of businesses & consumers in our community. The Bank has five full-service branches, located downtown in Santa Barbara.
(805) 265-1011 917 miles Lender's profile and map Reviews Santa Barbara Commercial Fund 401 Chapala Street, Suite 106, Santa Barbara, CA, 93101 The Santa Barbara Commercial Fund, LLC (“SBCFund”) is a boutique commercial lending fund that bridges the gap between traditional bank financing and private collateral based financing. As the manager of the SBCFund, KJacobsen Capital, LLC (“KJCapital”), brings 50+ years of local commercial banking experience
(805) 687-6282 917 miles Lender's profile and map Reviews Direct Mortgage Funding Santa Barbara 1736 State St, Santa Barbara, CA, 93101 Direct Mortgage Funding-Santa Barbara is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(805) 899-1390 917 miles Lender's profile and map Reviews Paragon Mortgage Group 1215 De la Vina Street, Suite G, Santa Barbara, CA, 93101 Paragon Mortgage Group is a full-service mortgage brokerage firm of experienced professionals committed to integrity & unparalleled customer satisfaction. Paragon's dedicated team is able to assist in every phase of financing your property. We maintain a complete portfolio of major wholesale lending sources as well as smaller boutique mortgage.
(805) 455-2084 917 miles Lender's profile and map Reviews The Mortgage Acquisition Corporation 39 E De La Guerra St, Santa Barbara, CA, 93101 TMAC has a unique business approach and one that is of increasing value to borrowers who are unable to qualify now for conventional or NonQM loans. There is no need to turn down many loan requests that come from borrowers with credit issues, need to get funds quickly before a business purpose with a loan secured by a first or junior lien on.
(805) 568-0505 917 miles Lender's profile and map Reviews Unison Financial Group 16 West Mission Street, Suite F, Santa Barbara, CA, 93101 Unison Financial Group offers Santa Barbara, CA mortgage programs to fit your budget. For practical and knowledgeable advice and options, At Unison Financial Group we make customer satisfaction our number one priority. We arrange purchase, refinance, and cash out loans on owner and non-owner occupied properties, including second homes.
(805) 403-9679 917 miles Lender's profile and map Reviews SB Mortgage Group 1601 Anacapa St, Santa Barbara, CA, 93101 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(805) 963-1496 917 miles Lender's profile and map Reviews McAdams Financial Services 217 East Anapamu Street, Santa Barbara, CA, 93101 McAdams Financial offers a wide variety of home loan products. Featured programs include fixed rate and adjustable rate mortgages, interest-only loans, jumbo loans and FHA mortgages. We also offer a No Lender Fees option which can reduce your closing costs. We look forward to working with our partners, clients.
(805) 692-5821 917 miles Lender's profile and map Reviews Community West Bank 445 Pine Avenue, Goleta, CA, 93117 At Community West Bank, we believe that local deposits should work locally. We have full-service branches in Goleta, Oxnard, Paso Robles, San Luis Obispo, Santa Barbara, Santa Maria and Ventura, making loans to businesses, individuals and non-profit organizations. As a locally owned and managed business bank on California’s Central Coast.
3106228933 917 miles Lender's profile and map Reviews First American Wholesale Lending Corp 6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367 Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.