USDA and FHA Pro and Con in Polson, Lake County, MT

In 2025, the USDA loan limit in Polson, located in the county of Lake, MT, is set at $336,500. For a single-family home, the FHA limit is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate today's competitive rates between USDA and FHA loans. Determine the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side to help you choose the most suitable option for your financial circumstances in .

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2025 loan limits and down payment requirements in Polson, within the county of Lake, MT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan alternatives in Polson, MT

Lendersa® aims to secure the best USDA or FHA loan for you swiftly and efficiently. Begin with one of our three options to match you with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MT

A USDA home loan is a government-backed mortgage provided by the United States Department of Agriculture. Referred to as the USDA rural development loan or USDA mortgage, it is available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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