In 2026, the USDA loan limit for Hamilton in Ravalli county, MT, is $336,500, whereas the limit for an FHA loan on a single-family home is $504,850.
Employ Lendersa®'s USDA loan calculator for an efficient comparison of today's top rates between USDA and FHA options. Establish the necessary income, credit, reserves, and documents for qualification. Our advanced tool provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans, aiding your selection of the best program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Hamilton, Ravalli, MT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$504,850
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Solutions in Hamilton, MT
Lendersa® aims to provide you with the best USDA or FHA loan quickly and hassle-free. Choose one of three strategies that connect you to compatible lenders and USDA loan options.
The USDA home loan, officially called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available exclusively in rural communities, unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.
Ravalli County FCU was known as Ravalli County Federal Employees Credit Union Association. It was a state chartered credit union with membership restricted to employees of the Rocky Mountain Lab and the Forest Service. Over the years additional groups were allowed to join the credit union
At Hamilton Mortgage Services, Inc We understand that each customer has specific needs. To meet those specific needs, we strive to provide a wide array of products, investment tools, mortgages and best of all quality service and individual attention. The loan process may seem daunting
Farmers State Bank offers a full range of banking services to residents and business in Western Montana. Locally owned and founded in 1907, Farmers State Bank is built on a foundation of strong relationships with out communities and their members. Our goal to make your experience with us easy and enjoyable.
Bitterroot Community Federal Credit Union was Chartered in 1968, was Darby’s first financial institution. Like the Darby Community, Bitterroot Community FCU is personal and friendly. Darby is a community that will always pull together to support a family in need & you will find this same characteristic in the staff & policies of this credit union.
TrailWest Bank is an FDIC insured, locally-owned, independent bank serving western Montana. For over three decades, we have provided the people and businesses of the Ravalli, Missoula, Mineral, and Flathead Counties with a wide range of secure and dependable financial services—all with a commitment to personal service.
2000 South Russell Street, Suite 1, Missoula, MT, 59801
Lends in Montana
MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
