USDA Vs. FHA Pro and Con comparison in Orchard-Homes, Missoula County, MT
In 2025, the USDA loan limit for Orchard-Homes, within Missoula county, MT, is $310,900, while the FHA limit for a single-family home is $388,700.
With the Lendersa® USDA loan calculator, you can compare current USDA vs. FHA rates to determine the income, credit, reserves, and documents needed to qualify. This advanced mortgage tool lets you view the USDA, FHA, Conforming, and VA options side by side to find the best program in for your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Orchard-Homes, Missoula, MT
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Orchard-Homes, MT
Lendersa®'s goal is to quickly secure the best possible USDA or FHA loan for you, without hassle. Choose one of three starting points to link with matching lenders and explore USDA loan programs.
The USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the government's Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
1532 West St. Germain Street, Saint Cloud, MN, 56301
Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.
Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.
606 25th Ave South, Suite 101, Saint Cloud, MN, 56301
"St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process.
Same-Day Pre-Approvals
Refinance Options
Credit Assistance
Mortgage Brokerage
Variety of Home Loan Programs. With all of our home loan programs at St. Cloud Mortgage, Inc."
Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.
The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.
As the First National Bank of Beloit, we opened our doors for business on July 29, 1884, at the corner of Main and Mill. Five generations of service later, we are now chartered as a state bank under our new name, First Bank of Beloit. Although our “official” charter date is now August 5, 2019,
A credit union is defined as "a cooperative association organized to promote thrift among its members and accumulate a fund from these savings to make needed loans to members for useful purposes at reasonable interest rates." This was the theory that started Farmway Credit Union back in 1950 and still holds true today.
Bank of Mead is located in Mead, NE, United States and is part of the Depository Credit Intermediation Industry. Bank of Mead has 6 total employees across all of its locations and generates $1.13 million in sales (USD). The Bank of Mead offers a Bill Pay Service to all of its online banking customers.
