USDA and FHA Pro and Con in Shelby, Toole County, MT
In 2025, the USDA loan limit for Shelby, county of Toole, MT, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. You can determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options to help you decide which program in best matches your financial needs.
2025 Loan Limits and Down Payment Requirements in Shelby, County of Toole, MT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Shelby, MT
At Lendersa®, our objective is to quickly connect you with the best USDA or FHA loan without hassle. Choose one of the three ways to start matching with lenders and discover suitable USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture. This type of loan is available solely in rural areas and requires no down payment, unlike FHA loans which mandate a minimum of 3.5% down.
Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Farmers State Bank is a locally owned and operated community bank which has been proudly serving the CSRA for over 100 years. We offer a wide array of deposit products and services to our customers with competitive rates on checking, savings, certificates of deposit, and IRA accounts.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.
Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
7950 Nations Ford Road, Suite 17, Charlotte, NC, 28217
Vibrant Morgage specializes in helping our clients reduce the headaches of refinancing or purchasing a new home. We at Vibrant have more than a decade of experience and have assisted many clients in achieving their goal of homeownership. We do that by simplifying the process and acting as an advocate for our clients.
At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.
