In 2026, the USDA loan limit for Havre, situated in Hill county, MT, is $336,500. Meanwhile, the FHA limit for a single-family home is noted as $472,030.
The Lendersa® USDA loan calculator is your go-to tool for comparing the best current rates between USDA and FHA loans. It aids in determining the necessary income, credit worthiness, reserves, and paperwork required for eligibility. Using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to better understand which program suits your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to promptly secure the ideal USDA or FHA loan for you without any trouble. Start with one of three pathways that effectively connect you with suitable lenders and available USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a significant benefit to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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